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Single Family ResidenceResidential
$259,880$231 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 84How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $250,000 on Oct 20, 2025

643 ROUTE 12

HARTLAND, VT 05048
2
Beds
1
Baths
1,125 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1 ac
Lot SizeThe size of the land the home sits on, from county records.
1940
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
4
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$260K
$218K low$301K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$250,000 · Oct 20, 2025
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$259,880
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$207,904

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,503 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$129,600 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$36,800
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$92,800

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.47
78
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
7
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
52
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
91
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
9
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.70 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyWINDSOR
Lot (acres)The size of the land the home sits on, from county records.1.00
RoofThe main material covering the roof, such as asphalt shingle or tile.Metal
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Hartland Elementary SchoolA-
Elementary · Grades PK–8 · 5.7 mi

District: Hartland School District

Neighborhood · ZIP 05048These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.49
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.81
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.73

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.92%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.21%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.8%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.7%
PopulationHow many people live in this area.2,489
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.90 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$84,402
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$105,382
Average tempThe average temperature here across a full year.43°F
Annual precipHow much rain and melted snow falls here in a typical year.43 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.49%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

643 Route 12 measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 91% of homes in Hartland 05048
  • Costs less per square foot than 69% of homes in Hartland 05048
  • Smaller than 83% of homes in Hartland 05048
  • Has a smaller lot than 80% of homes in Hartland 05048
  • Older than 82% of homes in Hartland 05048

What homes are worth in Hartland 05048

Each bar is how many homes fall in that price range. The marker is this home.

This home
$186K$1.6M

This home is worth more than 9% of homes in Hartland 05048.

How it measures up in Hartland 05048

The dot is this home. The mark in the middle is the typical home in Hartland 05048.

Estimated value$259,880
CheaperTypical $457,483Pricier

Pricier than 9% of homes nearby

Price per ft²$231
CheaperTypical $261Pricier

Pricier than 31% of homes nearby

Living area1,125 ft²
SmallerTypical 1,655 ft²Bigger

Bigger than 17% of homes nearby

Lot size1 ac
SmallerTypical 4 acBigger

Bigger than 20% of homes nearby

Year built1940
OlderTypical 1980Newer

Newer than 18% of homes nearby

How 643 Route 12 ranks against every home in each area.
MeasureThis homeHartland 05048Windsor County
Estimated valuepricier than$259,8809% of homes22% of homes
Price per ft²pricier than$23131% of homes38% of homes
Living areabigger than1,125 ft²17% of homes24% of homes
Lot sizebigger than1 ac20% of homes35% of homes
Year builtnewer than194018% of homes24% of homes

About 643 Route 12

How much is 643 Route 12, Hartland, VT worth?

The TopHap Estimate for 643 Route 12, Hartland, VT is $259,880 as of Jul 14, 2026. The likely range is $218,474 to $301,286. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 643 Route 12, Hartland, VT last sell?

643 Route 12, Hartland, VT last sold on Oct 20, 2025 for $250,000, according to the county's recorded deed.

How big is 643 Route 12, Hartland, VT?

643 Route 12, Hartland, VT has 2 bedrooms, 1 bathrooms, 1,125 square feet of living space and a 1.00-acre lot.

When was 643 Route 12, Hartland, VT built?

643 Route 12, Hartland, VT was built in 1940, making it 86 years old. The building has 1 story.

What schools serve 643 Route 12, Hartland, VT?

643 Route 12, Hartland, VT is assigned to Hartland Elementary School (elementary), rated A-. All sit in Hartland School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 643 Route 12, Hartland, VT compare to other homes in Hartland 05048?

Among the 1,169 homes in Hartland 05048, it is worth more than 9% of them ($259,880 against a typical $457,483), its price per square foot is higher than 31% of them ($231 against a typical $261), it is bigger than 17% of them (1,125 ft² against a typical 1,655 ft²), its lot is bigger than 20% of them (1 ac against a typical 4 ac) and it is newer than 18% of them (1940 against a typical 1980). Measured against all of Windsor County, it is worth more than 22% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 643 Route 12, Hartland, VT?

The 2024 property tax bill for 643 Route 12, Hartland, VT was $3,503. The county assessed it at $129,600.

More homes on Route 12

Closest homes

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Assigned schools

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See this home in context

Open 643 Route 12on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

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