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Single Family ResidenceResidential
$261,690$187 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 86How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $252,500 on Aug 21, 2025

645 KENNEBEC ST

RUMFORD, ME 04276
3
Beds
1.5
Baths
1,400 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.82 ac
Lot SizeThe size of the land the home sits on, from county records.
1967
Year BuiltThe year the home was originally built, according to county records.

Valuation

$262K
$226K low$298K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$252,500 · Aug 21, 2025
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$64,190
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$51,352
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.75%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$197,500
MORTGAGE RESEARCH CENTER LLC · recorded Aug 21, 2025

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,166 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$222,400 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$49,900
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$172,500

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountyOXFORD
Lot (acres)The size of the land the home sits on, from county records.0.82
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Rumford Elementary SchoolD-
Elementary · Grades PK–5 · 0.3 mi
H
Mountain Valley High SchoolD+
High · Grades 9–12 · 0.6 mi
M
Mountain Valley Middle SchoolF
Middle · Grades 5–8 · 1.4 mi

District: Regional School Unit 10

Neighborhood · ZIP 04276These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.133
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.86
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.85

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.87%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.13%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.18%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.8%
PopulationHow many people live in this area.5,976
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.83 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$41,740
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$67,003
Average tempThe average temperature here across a full year.42°F
Annual precipHow much rain and melted snow falls here in a typical year.46 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.57%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

645 Kennebec St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 85% of homes in Rumford 04276
  • Costs more per square foot than 76% of homes in Rumford 04276
  • Bigger than 66% of homes in Oxford County
  • Has a smaller lot than 70% of homes in Oxford County
  • Newer than 78% of homes in Rumford 04276

What homes are worth in Rumford 04276

Each bar is how many homes fall in that price range. The marker is this home.

This home
$50K$444K

This home is worth more than 85% of homes in Rumford 04276.

How it measures up in Rumford 04276

The dot is this home. The mark in the middle is the typical home in Rumford 04276.

Estimated value$261,690
CheaperTypical $163,263Pricier

Pricier than 85% of homes nearby

Price per ft²$187
CheaperTypical $131Pricier

Pricier than 76% of homes nearby

Living area1,400 ft²
SmallerTypical 1,210 ft²Bigger

Bigger than 62% of homes nearby

Lot size0.82 ac
SmallerTypical 0.34 acBigger

Bigger than 67% of homes nearby

Year built1967
OlderTypical 1932Newer

Newer than 78% of homes nearby

How 645 Kennebec St ranks against every home in each area.
MeasureThis homeRumford 04276Oxford County
Estimated valuepricier than$261,69085% of homes45% of homes
Price per ft²pricier than$18776% of homes28% of homes
Living areabigger than1,400 ft²62% of homes66% of homes
Lot sizebigger than0.82 ac67% of homes30% of homes
Year builtnewer than196778% of homes34% of homes

About 645 Kennebec St

How much is 645 Kennebec St, Rumford, ME worth?

The TopHap Estimate for 645 Kennebec St, Rumford, ME is $261,690 as of Jul 14, 2026. The likely range is $225,791 to $297,589. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 645 Kennebec St, Rumford, ME last sell?

645 Kennebec St, Rumford, ME last sold on Aug 21, 2025 for $252,500, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 645 Kennebec St, Rumford, ME?

645 Kennebec St, Rumford, ME has 3 bedrooms, 1.5 bathrooms, 1,400 square feet of living space and a 0.82-acre lot.

When was 645 Kennebec St, Rumford, ME built?

645 Kennebec St, Rumford, ME was built in 1967, making it 59 years old. It is a ranch home.

What schools serve 645 Kennebec St, Rumford, ME?

645 Kennebec St, Rumford, ME is assigned to Rumford Elementary School (elementary), rated D-; Mountain Valley High School (high), rated D+; Mountain Valley Middle School (middle), rated F. All sit in Regional School Unit 10. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 645 Kennebec St, Rumford, ME compare to other homes in Rumford 04276?

Among the 2,249 homes in Rumford 04276, it is worth more than 85% of them ($261,690 against a typical $163,263), its price per square foot is higher than 76% of them ($187 against a typical $131), it is bigger than 62% of them (1,400 ft² against a typical 1,210 ft²), its lot is bigger than 67% of them (0.82 ac against a typical 0.34 ac) and it is newer than 78% of them (1967 against a typical 1932). Measured against all of Oxford County, it is worth more than 45% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 645 Kennebec St, Rumford, ME?

The 2025 property tax bill for 645 Kennebec St, Rumford, ME was $4,166. The county assessed it at $222,400.

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Assigned schools

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