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Single Family ResidenceResidential
$240,000$201 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 90How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $212,275 on Dec 4, 2025

645 W 3RD ST

RUSH CITY, MN 55069
4
Beds
1
Baths
1,196 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.16 ac
Lot SizeThe size of the land the home sits on, from county records.
1977
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.
Pre-foreclosure (NTS)A foreclosure notice on this home is currently active. Many are worked out before any auction happens.
Auction scheduled for Dec 4, 2025.

Valuation

$240K
$217K low$263K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$212,275 · Dec 4, 2025
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$240,000
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$192,000

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,688 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$199,900 (2024)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$208,200
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$226,100

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.29
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
9
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
51
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
56
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
30
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountyCHISAGO
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1993
Lot (acres)The size of the land the home sits on, from county records.0.16
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Hot Water
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
PoolWhether the property has a pool, and what kind, such as in-ground.No

Foreclosure Filings(4)

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
C. E. Jacobson Elementary SchoolC+
Elementary · Grades EE–6 · 0.2 mi
M
Rush City High SchoolB
Middle · Grades 7–12 · 0.4 mi

District: Rush City Public School District

Neighborhood · ZIP 55069These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.158
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.87
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.11

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.88%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.11%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.7.4%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.6,533
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.81 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$78,275
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$97,176
Average tempThe average temperature here across a full year.43°F
Annual precipHow much rain and melted snow falls here in a typical year.31 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.57%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.Yes

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

645 W 3rd St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs more per square foot than 69% of homes in Rush City 55069
  • Has a smaller lot than 92% of homes in Chisago County
  • Older than 71% of homes in Chisago County

What homes are worth in Rush City 55069

Each bar is how many homes fall in that price range. The marker is this home.

This home
$88K$527K

This home is worth more than 49% of homes in Rush City 55069.

How it measures up in Rush City 55069

The dot is this home. The mark in the middle is the typical home in Rush City 55069.

Estimated value$240,000
CheaperTypical $242,599Pricier

Pricier than 49% of homes nearby

Price per ft²$201
CheaperTypical $167Pricier

Pricier than 69% of homes nearby

Living area1,196 ft²
SmallerTypical 1,299 ft²Bigger

Bigger than 39% of homes nearby

Lot size0.16 ac
SmallerTypical 0.72 acBigger

Bigger than 10% of homes nearby

Year built1977
OlderTypical 1982Newer

Newer than 46% of homes nearby

How 645 W 3rd St ranks against every home in each area.
MeasureThis homeRush City 55069Chisago County
Estimated valuepricier than$240,00049% of homes44% of homes
Price per ft²pricier than$20169% of homes60% of homes
Living areabigger than1,196 ft²39% of homes39% of homes
Lot sizebigger than0.16 ac10% of homes8% of homes
Year builtnewer than197746% of homes29% of homes

About 645 W 3rd St

How much is 645 W 3rd St, Rush City, MN worth?

The TopHap Estimate for 645 W 3rd St, Rush City, MN is $240,000 as of Jul 14, 2026. The likely range is $216,962 to $263,038. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 645 W 3rd St, Rush City, MN last sell?

645 W 3rd St, Rush City, MN last sold on Dec 4, 2025 for $212,275, according to the county's recorded deed.

How big is 645 W 3rd St, Rush City, MN?

645 W 3rd St, Rush City, MN has 4 bedrooms, 1 bathrooms, 1,196 square feet of living space and a 0.16-acre lot.

When was 645 W 3rd St, Rush City, MN built?

645 W 3rd St, Rush City, MN was built in 1977, making it 49 years old. It is a ranch home. The building has 1 story.

What schools serve 645 W 3rd St, Rush City, MN?

645 W 3rd St, Rush City, MN is assigned to C. E. Jacobson Elementary School (elementary), rated C+; Rush City High School (middle), rated B. All sit in Rush City Public School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 645 W 3rd St, Rush City, MN compare to other homes in Rush City 55069?

Among the 2,741 homes in Rush City 55069, it is worth more than 49% of them ($240,000 against a typical $242,599), its price per square foot is higher than 69% of them ($201 against a typical $167), it is bigger than 39% of them (1,196 ft² against a typical 1,299 ft²), its lot is bigger than 10% of them (0.16 ac against a typical 0.72 ac) and it is newer than 46% of them (1977 against a typical 1982). Measured against all of Chisago County, it is worth more than 44% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 645 W 3rd St, Rush City, MN?

The 2026 property tax bill for 645 W 3rd St, Rush City, MN was $2,688. The county assessed it at $199,900.

More homes on W 3rd St

Closest homes

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Assigned schools

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See this home in context

Open 645 W 3rd Ston TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

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