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Single Family ResidenceResidential
$628,471$190 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

646 ROCKY RIVER RD

LANCASTER, SC 29720
0
Baths
3,307 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
11.01 ac
Lot SizeThe size of the land the home sits on, from county records.

Valuation

$628K
$585K low$672K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$263,471
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$210,777
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.57%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$365,000
CMG MORTGAGE INC · recorded May 15, 2024

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,722 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$25,433 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$325
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$25,108
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$409
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$636,721

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyLANCASTER
Lot (acres)The size of the land the home sits on, from county records.11.01
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Buford High SchoolB-
High · Grades 9–12 · 1.9 mi
E
Buford Elementary SchoolA-
Elementary · Grades PK–5 · 2.2 mi
M
A. R. Rucker Middle SchoolD+
Middle · Grades 6–8 · 6.3 mi

District: Lancaster County School District

Neighborhood · ZIP 29720These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.118
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.92
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.98

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.16%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.14%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.61,762
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.217 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$65,612
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$82,134
Average tempThe average temperature here across a full year.61°F
Annual precipHow much rain and melted snow falls here in a typical year.47 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.64%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

646 Rocky River Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 94% of homes in Lancaster 29720
  • Costs more per square foot than 70% of homes in Lancaster 29720
  • Bigger than 96% of homes in Lancaster 29720
  • Has a bigger lot than 92% of homes in Lancaster County

What homes are worth in Lancaster 29720

Each bar is how many homes fall in that price range. The marker is this home.

This home
$55K$875K

This home is worth more than 94% of homes in Lancaster 29720.

How it measures up in Lancaster 29720

The dot is this home. The mark in the middle is the typical home in Lancaster 29720.

Estimated value$628,471
CheaperTypical $267,721Pricier

Pricier than 94% of homes nearby

Price per ft²$190
CheaperTypical $163Pricier

Pricier than 70% of homes nearby

Living area3,307 ft²
SmallerTypical 1,537 ft²Bigger

Bigger than 96% of homes nearby

Lot size11.01 ac
SmallerTypical 0.83 acBigger

Bigger than 89% of homes nearby

How 646 Rocky River Rd ranks against every home in each area.
MeasureThis homeLancaster 29720Lancaster County
Estimated valuepricier than$628,47194% of homes85% of homes
Price per ft²pricier than$19070% of homes51% of homes
Living areabigger than3,307 ft²96% of homes90% of homes
Lot sizebigger than11.01 ac89% of homes92% of homes

About 646 Rocky River Rd

How much is 646 Rocky River Rd, Lancaster, SC worth?

The TopHap Estimate for 646 Rocky River Rd, Lancaster, SC is $628,471 as of Jul 14, 2026. The likely range is $584,520 to $672,422. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 646 Rocky River Rd, Lancaster, SC last sell?

646 Rocky River Rd, Lancaster, SC last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 646 Rocky River Rd, Lancaster, SC?

646 Rocky River Rd, Lancaster, SC has 3,307 square feet of living space and a 11.01-acre lot.

What schools serve 646 Rocky River Rd, Lancaster, SC?

646 Rocky River Rd, Lancaster, SC is assigned to Buford High School (high), rated B-; Buford Elementary School (elementary), rated A-; A. R. Rucker Middle School (middle), rated D+. All sit in Lancaster County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 646 Rocky River Rd, Lancaster, SC compare to other homes in Lancaster 29720?

Among the 23,940 homes in Lancaster 29720, it is worth more than 94% of them ($628,471 against a typical $267,721), its price per square foot is higher than 70% of them ($190 against a typical $163), it is bigger than 96% of them (3,307 ft² against a typical 1,537 ft²) and its lot is bigger than 89% of them (11.01 ac against a typical 0.83 ac). Measured against all of Lancaster County, it is worth more than 85% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 646 Rocky River Rd, Lancaster, SC?

The 2025 property tax bill for 646 Rocky River Rd, Lancaster, SC was $3,722. The county assessed it at $25,433.

More homes on Rocky River Rd

Closest homes

More homes in Lancaster 29720

Assigned schools

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