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Single Family ResidenceResidential
$1,058,032$642 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 91How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $460,000 on Sep 3, 2013

674 RUGGED ROCK RD

LOVELAND, CO 80537
4
Beds
3
Baths
1,648 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
27 ac
Lot SizeThe size of the land the home sits on, from county records.
1998
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
8
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
4
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$1.1M
$965K low$1.2M high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$460,000 · Sep 3, 2013
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$637,432
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$509,946
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.39%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$368,000
CHERRY CREEK MORTGAGE CO INC · recorded Sep 3, 2013
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$52,600
US BANK NA

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$5,664 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$73,244 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$5,802
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$67,442
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$73,244
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$1,093,200

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.25 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountyLarimer
Lot (acres)The size of the land the home sits on, from county records.27.00
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Concrete
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Patio · 568 ft²Porch · 560 ft²

Transaction History(4)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Big Thompson Elementary SchoolB
Elementary · Grades KG–5 · 2.8 mi
M
Walt Clark Middle SchoolC
Middle · Grades 6–8 · 5.3 mi
H
Thompson Valley High SchoolB
High · Grades 9–12 · 5.9 mi

District: Thompson School District R-2j

Neighborhood · ZIP 80537These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.97
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.100
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.44

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.29%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.9%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.4%
PopulationHow many people live in this area.47,601
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.442 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$84,210
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$105,072
Average tempThe average temperature here across a full year.47°F
Annual precipHow much rain and melted snow falls here in a typical year.17 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.69%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

674 Rugged Rock Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 93% of homes in Loveland 80537
  • Costs more per square foot than 98% of homes in Loveland 80537
  • Has a bigger lot than 98% of homes in Loveland 80537
  • Newer than 65% of homes in Loveland 80537

What homes are worth in Loveland 80537

Each bar is how many homes fall in that price range. The marker is this home.

This home
$322K$1.4M

This home is worth more than 93% of homes in Loveland 80537.

How it measures up in Loveland 80537

The dot is this home. The mark in the middle is the typical home in Loveland 80537.

Estimated value$1,058,032
CheaperTypical $514,376Pricier

Pricier than 93% of homes nearby

Price per ft²$642
CheaperTypical $353Pricier

Pricier than 98% of homes nearby

Living area1,648 ft²
SmallerTypical 1,556 ft²Bigger

Bigger than 57% of homes nearby

Lot size27 ac
SmallerTypical 0.19 acBigger

Bigger than 98% of homes nearby

Year built1998
OlderTypical 1989Newer

Newer than 65% of homes nearby

How 674 Rugged Rock Rd ranks against every home in each area.
MeasureThis homeLoveland 80537Larimer County
Estimated valuepricier than$1,058,03293% of homes92% of homes
Price per ft²pricier than$64298% of homes97% of homes
Living areabigger than1,648 ft²57% of homes49% of homes
Lot sizebigger than27 ac98% of homes98% of homes
Year builtnewer than199865% of homes59% of homes

About 674 Rugged Rock Rd

How much is 674 Rugged Rock Rd, Loveland, CO worth?

The TopHap Estimate for 674 Rugged Rock Rd, Loveland, CO is $1,058,032 as of Jul 14, 2026. The likely range is $965,444 to $1,150,620. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 674 Rugged Rock Rd, Loveland, CO last sell?

674 Rugged Rock Rd, Loveland, CO last sold on Sep 3, 2013 for $460,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 674 Rugged Rock Rd, Loveland, CO?

674 Rugged Rock Rd, Loveland, CO has 4 bedrooms, 3 bathrooms, 1,648 square feet of living space and a 27.00-acre lot.

When was 674 Rugged Rock Rd, Loveland, CO built?

674 Rugged Rock Rd, Loveland, CO was built in 1998, making it 28 years old. It is a ranch home. The building has 1 story.

What schools serve 674 Rugged Rock Rd, Loveland, CO?

674 Rugged Rock Rd, Loveland, CO is assigned to Big Thompson Elementary School (elementary), rated B; Walt Clark Middle School (middle), rated C; Thompson Valley High School (high), rated B. All sit in Thompson School District R-2j. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 674 Rugged Rock Rd, Loveland, CO compare to other homes in Loveland 80537?

Among the 15,169 homes in Loveland 80537, it is worth more than 93% of them ($1,058,032 against a typical $514,376), its price per square foot is higher than 98% of them ($642 against a typical $353), it is bigger than 57% of them (1,648 ft² against a typical 1,556 ft²), its lot is bigger than 98% of them (27 ac against a typical 0.19 ac) and it is newer than 65% of them (1998 against a typical 1989). Measured against all of Larimer County, it is worth more than 92% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 674 Rugged Rock Rd, Loveland, CO?

The 2024 property tax bill for 674 Rugged Rock Rd, Loveland, CO was $5,664. The county assessed it at $73,244.

More homes on Rugged Rock Rd

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Assigned schools

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