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Single Family ResidenceResidential
$1,101,198$626 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 92How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $395,000 on Sep 24, 2010

898 RUGGED ROCK RD

LOVELAND, CO 80537
4
Beds
4
Baths
1,758 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
35.02 ac
Lot SizeThe size of the land the home sits on, from county records.
2003
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
9
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
6
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$1.1M
$1M low$1.2M high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$395,000 · Sep 24, 2010
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$487,198
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$389,758
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.54%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$344,000
BANK OF AMERICA · recorded Feb 14, 2011
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$270,000
ACADEMY MORTGAGE CORP

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$5,101 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$66,331 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$5,260
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$61,071
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$66,331
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$990,000

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyLarimer
Lot (acres)The size of the land the home sits on, from county records.35.02
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Concrete
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 272 ft²

Transaction History(5)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Big Thompson Elementary SchoolB
Elementary · Grades KG–5 · 2.8 mi
M
Walt Clark Middle SchoolC
Middle · Grades 6–8 · 5.0 mi
H
Thompson Valley High SchoolB
High · Grades 9–12 · 5.6 mi

District: Thompson School District R-2j

Neighborhood · ZIP 80537These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.97
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.100
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.44

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.29%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.9%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.4%
PopulationHow many people live in this area.47,601
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.442 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$84,210
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$105,072
Average tempThe average temperature here across a full year.47°F
Annual precipHow much rain and melted snow falls here in a typical year.17 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.69%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.Yes

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

898 Rugged Rock Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 94% of homes in Loveland 80537
  • Costs more per square foot than 98% of homes in Loveland 80537
  • Among the largest lots in Loveland 80537
  • Newer than 81% of homes in Loveland 80537

What homes are worth in Loveland 80537

Each bar is how many homes fall in that price range. The marker is this home.

This home
$322K$1.4M

This home is worth more than 94% of homes in Loveland 80537.

How it measures up in Loveland 80537

The dot is this home. The mark in the middle is the typical home in Loveland 80537.

Estimated value$1,101,198
CheaperTypical $514,376Pricier

Pricier than 94% of homes nearby

Price per ft²$626
CheaperTypical $353Pricier

Pricier than 98% of homes nearby

Living area1,758 ft²
SmallerTypical 1,556 ft²Bigger

Bigger than 63% of homes nearby

Lot size35.02 ac
SmallerTypical 0.19 acBigger

Bigger than almost all homes nearby

Year built2003
OlderTypical 1989Newer

Newer than 81% of homes nearby

How 898 Rugged Rock Rd ranks against every home in each area.
MeasureThis homeLoveland 80537Larimer County
Estimated valuepricier than$1,101,19894% of homes93% of homes
Price per ft²pricier than$62698% of homes96% of homes
Living areabigger than1,758 ft²63% of homes56% of homes
Lot sizebigger than35.02 acalmost all homes98% of homes
Year builtnewer than200381% of homes71% of homes

About 898 Rugged Rock Rd

How much is 898 Rugged Rock Rd, Loveland, CO worth?

The TopHap Estimate for 898 Rugged Rock Rd, Loveland, CO is $1,101,198 as of Jul 14, 2026. The likely range is $1,010,707 to $1,191,689. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 898 Rugged Rock Rd, Loveland, CO last sell?

898 Rugged Rock Rd, Loveland, CO last sold on Sep 24, 2010 for $395,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 898 Rugged Rock Rd, Loveland, CO?

898 Rugged Rock Rd, Loveland, CO has 4 bedrooms, 4 bathrooms, 1,758 square feet of living space and a 35.02-acre lot.

When was 898 Rugged Rock Rd, Loveland, CO built?

898 Rugged Rock Rd, Loveland, CO was built in 2003, making it 23 years old. The building has 2 stories.

What schools serve 898 Rugged Rock Rd, Loveland, CO?

898 Rugged Rock Rd, Loveland, CO is assigned to Big Thompson Elementary School (elementary), rated B; Walt Clark Middle School (middle), rated C; Thompson Valley High School (high), rated B. All sit in Thompson School District R-2j. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 898 Rugged Rock Rd, Loveland, CO compare to other homes in Loveland 80537?

Among the 15,169 homes in Loveland 80537, it is worth more than 94% of them ($1,101,198 against a typical $514,376), its price per square foot is higher than 98% of them ($626 against a typical $353), it is bigger than 63% of them (1,758 ft² against a typical 1,556 ft²), its lot is bigger than almost all of them (35.02 ac against a typical 0.19 ac) and it is newer than 81% of them (2003 against a typical 1989). Measured against all of Larimer County, it is worth more than 93% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 898 Rugged Rock Rd, Loveland, CO?

The 2024 property tax bill for 898 Rugged Rock Rd, Loveland, CO was $5,101. The county assessed it at $66,331.

More homes on Rugged Rock Rd

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Assigned schools

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