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Single Family ResidenceResidential
$396,697$174 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 92How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $350,000 on Mar 22, 2023

709 RATCHFORD LN

WELLFORD, SC 29385
3
Beds
2
Baths
2,282 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.68 ac
Lot SizeThe size of the land the home sits on, from county records.
2023
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$397K
$367K low$426K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$350,000 · Mar 22, 2023
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$116,697
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$93,358
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.71%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$280,000
LUMINATE HOME LOANS INC · recorded Mar 22, 2023

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,216 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$14,000 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$1,800
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$12,200
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$14,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$350,000

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountySpartanburg
Lot (acres)The size of the land the home sits on, from county records.0.68
ConstructionThe main material the home's frame and walls are built from.Stone
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Brick (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Wellford Academy of Science and TechnologyD+
Elementary · Grades PK–5 · 2.5 mi
M
D. R. Hill Middle SchoolB-
Middle · Grades 6–8 · 3.1 mi
H
James F. Byrnes High SchoolA-
High · Grades 10–12 · 3.7 mi

District: Spartanburg School District 5

Neighborhood · ZIP 29385These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.91
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.92
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.91

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.12%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.11%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.11,188
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.583 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$64,166
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$73,177
Average tempThe average temperature here across a full year.60°F
Annual precipHow much rain and melted snow falls here in a typical year.52 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.61%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

709 Ratchford Ln measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 88% of homes in Wellford 29385
  • Costs more per square foot than 65% of homes in Spartanburg County
  • Bigger than 87% of homes in Wellford 29385
  • Among the newest homes in Wellford 29385

What homes are worth in Wellford 29385

Each bar is how many homes fall in that price range. The marker is this home.

This home
$78K$595K

This home is worth more than 88% of homes in Wellford 29385.

How it measures up in Wellford 29385

The dot is this home. The mark in the middle is the typical home in Wellford 29385.

Estimated value$396,697
CheaperTypical $254,426Pricier

Pricier than 88% of homes nearby

Price per ft²$174
CheaperTypical $165Pricier

Pricier than 59% of homes nearby

Living area2,282 ft²
SmallerTypical 1,434 ft²Bigger

Bigger than 87% of homes nearby

Lot size0.68 ac
SmallerTypical 0.61 acBigger

Bigger than 56% of homes nearby

Year built2023
OlderTypical 1989Newer

Newer than almost all homes nearby

How 709 Ratchford Ln ranks against every home in each area.
MeasureThis homeWellford 29385Spartanburg County
Estimated valuepricier than$396,69788% of homes81% of homes
Price per ft²pricier than$17459% of homes65% of homes
Living areabigger than2,282 ft²87% of homes80% of homes
Lot sizebigger than0.68 ac56% of homes61% of homes
Year builtnewer than2023almost all homesalmost all homes

About 709 Ratchford Ln

How much is 709 Ratchford Ln, Wellford, SC worth?

The TopHap Estimate for 709 Ratchford Ln, Wellford, SC is $396,697 as of Jul 14, 2026. The likely range is $366,927 to $426,467. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 709 Ratchford Ln, Wellford, SC last sell?

709 Ratchford Ln, Wellford, SC last sold on Mar 22, 2023 for $350,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 709 Ratchford Ln, Wellford, SC?

709 Ratchford Ln, Wellford, SC has 3 bedrooms, 2 bathrooms, 2,282 square feet of living space and a 0.68-acre lot.

When was 709 Ratchford Ln, Wellford, SC built?

709 Ratchford Ln, Wellford, SC was built in 2023, making it 3 years old. The building has 1 story.

What schools serve 709 Ratchford Ln, Wellford, SC?

709 Ratchford Ln, Wellford, SC is assigned to Wellford Academy of Science and Technology (elementary), rated D+; D. R. Hill Middle School (middle), rated B-; James F. Byrnes High School (high), rated A-. All sit in Spartanburg School District 5. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 709 Ratchford Ln, Wellford, SC compare to other homes in Wellford 29385?

Among the 4,280 homes in Wellford 29385, it is worth more than 88% of them ($396,697 against a typical $254,426), its price per square foot is higher than 59% of them ($174 against a typical $165), it is bigger than 87% of them (2,282 ft² against a typical 1,434 ft²), its lot is bigger than 56% of them (0.68 ac against a typical 0.61 ac) and it is newer than almost all of them (2023 against a typical 1989). Measured against all of Spartanburg County, it is worth more than 81% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 709 Ratchford Ln, Wellford, SC?

The 2025 property tax bill for 709 Ratchford Ln, Wellford, SC was $2,216. The county assessed it at $14,000.

More homes on Ratchford Ln

Closest homes

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Assigned schools

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