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Single Family ResidenceResidential
$1,465,336$1,025 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 94How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $1,458,000 on Jan 20, 2021

726 PROSPECT ROW

SAN MATEO, CA 94401
2
Beds
1
Baths
1,430 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.16 ac
Lot SizeThe size of the land the home sits on, from county records.
1924
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$1.5M
$1.4M low$1.6M high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$1,458,000 · Jan 20, 2021
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$298,936
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$239,149
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.74%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$1,166,400
WELLS FARGO BANK NA · recorded Jan 20, 2021

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$19,497 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$1,609,746 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$1,269,691
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$340,055
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$1,578,184
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$1,768,860

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.9 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountySAN MATEO
Lot (acres)The size of the land the home sits on, from county records.0.16
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
San Mateo Park Elementary SchoolD-
Elementary · Grades KG–5 · 0.4 mi
H
San Mateo High SchoolA
High · Grades 9–12 · 0.6 mi
M
Borel Middle SchoolA-
Middle · Grades 6–8 · 1.9 mi

District: San Mateo-Foster City Elementary School District

Neighborhood · ZIP 94401These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.105
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.84
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.537

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.25%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.11%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.32,992
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.8,021 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$113,608
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$152,157
Average tempThe average temperature here across a full year.58°F
Annual precipHow much rain and melted snow falls here in a typical year.20 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.66%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

726 Prospect Row measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 87% of homes in Downtown San Mateo
  • Costs more per square foot than 91% of homes in Downtown San Mateo
  • Has a smaller lot than 74% of homes in Downtown San Mateo
  • Older than 96% of homes in San Mateo County

What homes are worth in San Mateo 94401

Each bar is how many homes fall in that price range. The marker is this home.

This home
$357K$2.6M

This home is worth more than 82% of homes in San Mateo 94401.

How it measures up in San Mateo 94401

The dot is this home. The mark in the middle is the typical home in San Mateo 94401.

Estimated value$1,465,336
CheaperTypical $1,104,019Pricier

Pricier than 82% of homes nearby

Price per ft²$1025
CheaperTypical $823Pricier

Pricier than 74% of homes nearby

Living area1,430 ft²
SmallerTypical 1,220 ft²Bigger

Bigger than 64% of homes nearby

Lot size0.16 ac
SmallerTypical 0.16 acBigger

Bigger than 49% of homes nearby

Year built1924
OlderTypical 1954Newer

Newer than 10% of homes nearby

How 726 Prospect Row ranks against every home in each area.
MeasureThis homeDowntown San MateoSan Mateo 94401San Mateo County
Estimated valuepricier than$1,465,33687% of homes82% of homes52% of homes
Price per ft²pricier than$102591% of homes74% of homes57% of homes
Living areabigger than1,430 ft²64% of homes64% of homes39% of homes
Lot sizebigger than0.16 ac26% of homes49% of homes59% of homes
Year builtnewer than192418% of homes10% of homes4% of homes

About 726 Prospect Row

How much is 726 Prospect Row, San Mateo, CA worth?

The TopHap Estimate for 726 Prospect Row, San Mateo, CA is $1,465,336 as of Jul 14, 2026. The likely range is $1,370,934 to $1,559,738. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 726 Prospect Row, San Mateo, CA last sell?

726 Prospect Row, San Mateo, CA last sold on Jan 20, 2021 for $1,458,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 726 Prospect Row, San Mateo, CA?

726 Prospect Row, San Mateo, CA has 2 bedrooms, 1 bathrooms, 1,430 square feet of living space and a 0.16-acre lot.

When was 726 Prospect Row, San Mateo, CA built?

726 Prospect Row, San Mateo, CA was built in 1924, making it 102 years old. The building has 1 story.

What schools serve 726 Prospect Row, San Mateo, CA?

726 Prospect Row, San Mateo, CA is assigned to San Mateo Park Elementary School (elementary), rated D-; San Mateo High School (high), rated A; Borel Middle School (middle), rated A-. All sit in San Mateo-Foster City Elementary School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 726 Prospect Row, San Mateo, CA compare to other homes in San Mateo 94401?

Among the 8,111 homes in San Mateo 94401, it is worth more than 82% of them ($1,465,336 against a typical $1,104,019), its price per square foot is higher than 74% of them ($1025 against a typical $823), it is bigger than 64% of them (1,430 ft² against a typical 1,220 ft²), its lot is bigger than 49% of them (0.16 ac against a typical 0.16 ac) and it is newer than 10% of them (1924 against a typical 1954). Measured against all of San Mateo County, it is worth more than 52% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 726 Prospect Row, San Mateo, CA?

The 2025 property tax bill for 726 Prospect Row, San Mateo, CA was $19,497. The county assessed it at $1,609,746.

More homes on Prospect Row

Closest homes

More homes in San Mateo 94401

Assigned schools

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