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Single Family ResidenceResidential
$425,673$301 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 92How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $430,000 on Sep 4, 2024

745 RIVER ROCK RD

ASHLAND, OR 97520
2
Beds
2
Baths
1,413 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.12 ac
Lot SizeThe size of the land the home sits on, from county records.
1999
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$426K
$391K low$460K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$430,000 · Sep 4, 2024
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$295,673
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$236,538
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.30%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$130,000
RICK HARRIS INVESTMENT LLC · P · recorded Sep 4, 2024

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$6,481 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$315,590 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$183,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$132,590
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$431,120
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$315,590

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyJACKSON
Lot (acres)The size of the land the home sits on, from county records.0.12
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 34 ft²Patio · 34 ft²Porch · 51 ft²

Transaction History(6)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Helman Elementary SchoolA
Elementary · Grades KG–5 · 0.7 mi
H
Ashland High SchoolA
High · Grades 9–12 · 1.1 mi
M
Ashland Middle SchoolB+
Middle · Grades 6–8 · 1.1 mi

District: Ashland School District 5

Neighborhood · ZIP 97520These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.130
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.120
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.125

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.89%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.30%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.14%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.27,172
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.51 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$68,348
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$99,297
Average tempThe average temperature here across a full year.45°F
Annual precipHow much rain and melted snow falls here in a typical year.35 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.48%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.Yes

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

745 River Rock Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 81% of homes in Ashland 97520
  • Costs less per square foot than 72% of homes in Ashland 97520
  • Has a smaller lot than 88% of homes in Jackson County
  • Newer than 77% of homes in Ashland 97520

What homes are worth in Ashland 97520

Each bar is how many homes fall in that price range. The marker is this home.

This home
$262K$1.3M

This home is worth more than 19% of homes in Ashland 97520.

How it measures up in Ashland 97520

The dot is this home. The mark in the middle is the typical home in Ashland 97520.

Estimated value$425,673
CheaperTypical $570,484Pricier

Pricier than 19% of homes nearby

Price per ft²$301
CheaperTypical $338Pricier

Pricier than 28% of homes nearby

Living area1,413 ft²
SmallerTypical 1,640 ft²Bigger

Bigger than 36% of homes nearby

Lot size0.12 ac
SmallerTypical 0.21 acBigger

Bigger than 21% of homes nearby

Year built1999
OlderTypical 1980Newer

Newer than 77% of homes nearby

How 745 River Rock Rd ranks against every home in each area.
MeasureThis homeMountain MeadowsAshland 97520Jackson County
Estimated valuepricier than$425,67343% of homes19% of homes49% of homes
Price per ft²pricier than$30152% of homes28% of homes72% of homes
Living areabigger than1,413 ft²37% of homes36% of homes39% of homes
Lot sizebigger than0.12 ac75% of homes21% of homes12% of homes
Year builtnewer than199929% of homes77% of homes72% of homes

About 745 River Rock Rd

How much is 745 River Rock Rd, Ashland, OR worth?

The TopHap Estimate for 745 River Rock Rd, Ashland, OR is $425,673 as of Jul 14, 2026. The likely range is $391,288 to $460,058. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 745 River Rock Rd, Ashland, OR last sell?

745 River Rock Rd, Ashland, OR last sold on Sep 4, 2024 for $430,000, according to the county's recorded deed. TopHap holds 3 recorded sales for this parcel.

How big is 745 River Rock Rd, Ashland, OR?

745 River Rock Rd, Ashland, OR has 2 bedrooms, 2 bathrooms, 1,413 square feet of living space and a 0.12-acre lot.

When was 745 River Rock Rd, Ashland, OR built?

745 River Rock Rd, Ashland, OR was built in 1999, making it 27 years old. The building has 1 story.

What schools serve 745 River Rock Rd, Ashland, OR?

745 River Rock Rd, Ashland, OR is assigned to Helman Elementary School (elementary), rated A; Ashland High School (high), rated A; Ashland Middle School (middle), rated B+. All sit in Ashland School District 5. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 745 River Rock Rd, Ashland, OR compare to other homes in Ashland 97520?

Among the 10,167 homes in Ashland 97520, it is worth more than 19% of them ($425,673 against a typical $570,484), its price per square foot is higher than 28% of them ($301 against a typical $338), it is bigger than 36% of them (1,413 ft² against a typical 1,640 ft²), its lot is bigger than 21% of them (0.12 ac against a typical 0.21 ac) and it is newer than 77% of them (1999 against a typical 1980). Measured against all of Jackson County, it is worth more than 49% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 745 River Rock Rd, Ashland, OR?

The 2025 property tax bill for 745 River Rock Rd, Ashland, OR was $6,481. The county assessed it at $315,590.

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Assigned schools

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See this home in context

Open 745 River Rock Rdon TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

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