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CondominiumResidential
$395,000$203 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 96How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $425,000 on Jul 17, 2026

7971 RIVER ROCK WAY

STONEY BEACH, MD 21226
2.5
Baths
1,942 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
686 ft²
Lot SizeThe size of the land the home sits on, from county records.
2000
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.

Valuation

$395K
$377K low$413K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$425,000 · Jul 17, 2026
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$113,382
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$90,706
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.71%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$281,618
MORTGAGEPROS LLC · recorded Apr 16, 2025

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,606 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$289,633 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$262,400
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$344,100

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.28
100
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
1
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
43
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.196 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Condominium
StyleThe architectural style of the home, such as ranch or colonial.Townhouse
CountyANNE ARUNDEL
Lot (acres)The size of the land the home sits on, from county records.0.02
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Central
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 288 ft²

Transaction History(5)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Solley Elementary SchoolC-
Elementary · Grades PK–5 · 1.9 mi
H
Northeast High SchoolC+
High · Grades 9–12 · 2.1 mi
M
Northeast Middle SchoolC+
Middle · Grades 6–8 · 3.3 mi

District: Anne Arundel County Public Schools

Neighborhood · ZIP 21226These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.106
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.86
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.38

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.90%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.20%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.8%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.8,104
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.374 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$97,931
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$112,935
Average tempThe average temperature here across a full year.56°F
Annual precipHow much rain and melted snow falls here in a typical year.44 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.57%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

7971 River Rock Way measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 74% of homes in Anne Arundel County
  • Costs less per square foot than 97% of homes in Anne Arundel County
  • Bigger than 92% of homes in Curtis Bay 21226
  • Among the smallest lots in Anne Arundel County
  • Newer than 95% of homes in Curtis Bay 21226

What homes are worth in Curtis Bay 21226

Each bar is how many homes fall in that price range. The marker is this home.

This home
$69K$713K

This home is worth more than 71% of homes in Curtis Bay 21226.

How it measures up in Curtis Bay 21226

The dot is this home. The mark in the middle is the typical home in Curtis Bay 21226.

Estimated value$395,000
CheaperTypical $368,877Pricier

Pricier than 71% of homes nearby

Price per ft²$203
CheaperTypical $282Pricier

Pricier than 19% of homes nearby

Living area1,942 ft²
SmallerTypical 1,254 ft²Bigger

Bigger than 92% of homes nearby

Lot size686 ft²
SmallerTypical 2,004 ft²Bigger

Bigger than 14% of homes nearby

Year built2000
OlderTypical 1958Newer

Newer than 95% of homes nearby

How 7971 River Rock Way ranks against every home in each area.
MeasureThis homeCurtis Bay 21226Anne Arundel County
Estimated valuepricier than$395,00071% of homes26% of homes
Price per ft²pricier than$20319% of homes3% of homes
Living areabigger than1,942 ft²92% of homes63% of homes
Lot sizebigger than686 ft²14% of homesalmost no homes
Year builtnewer than200095% of homes78% of homes

About 7971 River Rock Way

How much is 7971 River Rock Way, Stoney Beach, MD worth?

The TopHap Estimate for 7971 River Rock Way, Stoney Beach, MD is $395,000 as of Jul 14, 2026. The likely range is $377,288 to $412,712. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 7971 River Rock Way, Stoney Beach, MD last sell?

7971 River Rock Way, Stoney Beach, MD last sold on Jul 17, 2026 for $425,000, according to the county's recorded deed. TopHap holds 4 recorded sales for this parcel.

How big is 7971 River Rock Way, Stoney Beach, MD?

7971 River Rock Way, Stoney Beach, MD has 2.5 bathrooms, 1,942 square feet of living space and a 0.02-acre lot.

When was 7971 River Rock Way, Stoney Beach, MD built?

7971 River Rock Way, Stoney Beach, MD was built in 2000, making it 26 years old. It is a townhouse home. The building has 2 stories.

What schools serve 7971 River Rock Way, Stoney Beach, MD?

7971 River Rock Way, Stoney Beach, MD is assigned to Solley Elementary School (elementary), rated C-; Northeast High School (high), rated C+; Northeast Middle School (middle), rated C+. All sit in Anne Arundel County Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 7971 River Rock Way, Stoney Beach, MD compare to other homes in Curtis Bay 21226?

Among the 2,741 homes in Curtis Bay 21226, it is worth more than 71% of them ($395,000 against a typical $368,877), its price per square foot is higher than 19% of them ($203 against a typical $282), it is bigger than 92% of them (1,942 ft² against a typical 1,254 ft²), its lot is bigger than 14% of them (686 ft² against a typical 2,004 ft²) and it is newer than 95% of them (2000 against a typical 1958). Measured against all of Anne Arundel County, it is worth more than 26% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 7971 River Rock Way, Stoney Beach, MD?

The 2025 property tax bill for 7971 River Rock Way, Stoney Beach, MD was $3,606. The county assessed it at $289,633.

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See this home in context

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