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Manufactured, Modular, Pre-Fabricated HomesResidential

8490 LOWER ROCKY RIVER RD

CONCORD, NC 28025
3
Beds
2
Baths
2,160 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1.57 ac
Lot SizeThe size of the land the home sits on, from county records.
2005
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$137,953
VANDERBILT MORTGAGE & FINANCE · recorded May 12, 2006
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$5,000
BANK OF THE CAROLINAS

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,124 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$292,580 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$50,390
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$242,190
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$292,580
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$292,580

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.126 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Manufactured, Modular, Pre-Fabricated Homes
StyleThe architectural style of the home, such as ranch or colonial.Modular
CountyCabarrus
Lot (acres)The size of the land the home sits on, from county records.1.57
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Footing
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Heat Pump
CoolingThe type of cooling or air conditioning in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.No Garage
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 120 ft²Patio · 120 ft²Porch · 216 ft²

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
C. C. Griffin STEM Middle SchoolC+
Middle · Grades 6–8 · 0.7 mi
E
Patriots STEM Elementary SchoolB-
Elementary · Grades KG–5 · 0.9 mi
H
Hickory Ridge High SchoolB-
High · Grades 9–12 · 2.4 mi

District: Cabarrus County Schools

Neighborhood · ZIP 28025These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.103
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.88
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.66

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.22%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.7%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.64,954
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.605 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$77,119
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$97,044
Average tempThe average temperature here across a full year.60°F
Annual precipHow much rain and melted snow falls here in a typical year.47 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.63%

Ownership

Company ownedWhether the owner is a company or trust rather than a person.Yes

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

8490 Lower Rocky River Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Bigger than 70% of homes in Concord 28025
  • Has a bigger lot than 88% of homes in Cabarrus County
  • Newer than 76% of homes in Concord 28025

How it measures up in Concord 28025

The dot is this home. The mark in the middle is the typical home in Concord 28025.

Living area2,160 ft²
SmallerTypical 1,680 ft²Bigger

Bigger than 70% of homes nearby

Lot size1.57 ac
SmallerTypical 0.35 acBigger

Bigger than 84% of homes nearby

Year built2005
OlderTypical 1991Newer

Newer than 76% of homes nearby

How 8490 Lower Rocky River Rd ranks against every home in each area.
MeasureThis homeConcord 28025Cabarrus County
Living areabigger than2,160 ft²70% of homes62% of homes
Lot sizebigger than1.57 ac84% of homes88% of homes
Year builtnewer than200576% of homes67% of homes

About 8490 Lower Rocky River Rd

When did 8490 Lower Rocky River Rd, Concord, NC last sell?

8490 Lower Rocky River Rd, Concord, NC last sold on Dec 30, 2021, according to the county's recorded deed.

How big is 8490 Lower Rocky River Rd, Concord, NC?

8490 Lower Rocky River Rd, Concord, NC has 3 bedrooms, 2 bathrooms, 2,160 square feet of living space and a 1.57-acre lot.

When was 8490 Lower Rocky River Rd, Concord, NC built?

8490 Lower Rocky River Rd, Concord, NC was built in 2005, making it 21 years old. It is a modular home. The building has 1 story.

What schools serve 8490 Lower Rocky River Rd, Concord, NC?

8490 Lower Rocky River Rd, Concord, NC is assigned to C. C. Griffin STEM Middle School (middle), rated C+; Patriots STEM Elementary School (elementary), rated B-; Hickory Ridge High School (high), rated B-. All sit in Cabarrus County Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 8490 Lower Rocky River Rd, Concord, NC compare to other homes in Concord 28025?

Among the 20,802 homes in Concord 28025, it is bigger than 70% of them (2,160 ft² against a typical 1,680 ft²), its lot is bigger than 84% of them (1.57 ac against a typical 0.35 ac) and it is newer than 76% of them (2005 against a typical 1991). These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 8490 Lower Rocky River Rd, Concord, NC?

The 2025 property tax bill for 8490 Lower Rocky River Rd, Concord, NC was $2,124. The county assessed it at $292,580.

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Closest homes

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Assigned schools

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