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Single Family ResidenceResidential
$410,651$356 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 90How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

85 RIGGS ST

OXFORD, CT 06478
3
Beds
1
Baths
1,152 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1.37 ac
Lot SizeThe size of the land the home sits on, from county records.
1964
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$411K
$368K low$453K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$163,651
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$130,921
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.60%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$187,000
ION BANK · R · recorded Aug 17, 2021
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$60,000
ION BANK

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,493 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$224,560 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$74,270
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$150,290
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$173,900
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$157,192

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.178 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountyNAUGATUCK VALLEY
Lot (acres)The size of the land the home sits on, from county records.1.37
ConstructionThe main material the home's frame and walls are built from.Concrete
RoofThe main material covering the roof, such as asphalt shingle or tile.Shingle
HeatingThe type of heating system in the home.Hot Water
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Basement
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Quaker Farms School
Elementary · Grades PK–2 · 1.8 mi
M
Oxford Middle SchoolB+
Middle · Grades 6–8 · 1.8 mi
H
Oxford High SchoolB-
High · Grades 9–12 · 4.2 mi

District: Oxford School District

Neighborhood · ZIP 06478These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.99
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.112
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.73

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.27%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.2.0%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.13,118
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.395 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$124,971
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$140,700
Average tempThe average temperature here across a full year.50°F
Annual precipHow much rain and melted snow falls here in a typical year.54 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

85 Riggs St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 93% of homes in Oxford 06478
  • Costs more per square foot than 90% of homes in Naugatuck Valley County
  • Smaller than 93% of homes in Oxford 06478
  • Has a bigger lot than 84% of homes in Naugatuck Valley County
  • Older than 82% of homes in Oxford 06478

What homes are worth in Oxford 06478

Each bar is how many homes fall in that price range. The marker is this home.

This home
$341K$950K

This home is worth more than 7% of homes in Oxford 06478.

How it measures up in Oxford 06478

The dot is this home. The mark in the middle is the typical home in Oxford 06478.

Estimated value$410,651
CheaperTypical $616,190Pricier

Pricier than 7% of homes nearby

Price per ft²$356
CheaperTypical $306Pricier

Pricier than 78% of homes nearby

Living area1,152 ft²
SmallerTypical 2,008 ft²Bigger

Bigger than 7% of homes nearby

Lot size1.37 ac
SmallerTypical 1.64 acBigger

Bigger than 24% of homes nearby

Year built1964
OlderTypical 1988Newer

Newer than 18% of homes nearby

How 85 Riggs St ranks against every home in each area.
MeasureThis homeOxford 06478Naugatuck Valley County
Estimated valuepricier than$410,6517% of homes53% of homes
Price per ft²pricier than$35678% of homes90% of homes
Living areabigger than1,152 ft²7% of homes25% of homes
Lot sizebigger than1.37 ac24% of homes84% of homes
Year builtnewer than196418% of homes44% of homes

About 85 Riggs St

How much is 85 Riggs St, Oxford, CT worth?

The TopHap Estimate for 85 Riggs St, Oxford, CT is $410,651 as of Jul 14, 2026. The likely range is $367,963 to $453,339. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 85 Riggs St, Oxford, CT last sell?

85 Riggs St, Oxford, CT last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 85 Riggs St, Oxford, CT?

85 Riggs St, Oxford, CT has 3 bedrooms, 1 bathrooms, 1,152 square feet of living space and a 1.37-acre lot.

When was 85 Riggs St, Oxford, CT built?

85 Riggs St, Oxford, CT was built in 1964, making it 62 years old. It is a ranch home. The building has 1 story.

What schools serve 85 Riggs St, Oxford, CT?

85 Riggs St, Oxford, CT is assigned to Quaker Farms School (elementary); Oxford Middle School (middle), rated B+; Oxford High School (high), rated B-. All sit in Oxford School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 85 Riggs St, Oxford, CT compare to other homes in Oxford 06478?

Among the 4,938 homes in Oxford 06478, it is worth more than 7% of them ($410,651 against a typical $616,190), its price per square foot is higher than 78% of them ($356 against a typical $306), it is bigger than 7% of them (1,152 ft² against a typical 2,008 ft²), its lot is bigger than 24% of them (1.37 ac against a typical 1.64 ac) and it is newer than 18% of them (1964 against a typical 1988). Measured against all of Naugatuck Valley County, it is worth more than 53% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 85 Riggs St, Oxford, CT?

The 2025 property tax bill for 85 Riggs St, Oxford, CT was $4,493. The county assessed it at $224,560.

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