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Residential (General/Single)Residential
$1,183,941$354 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 89How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $349,000 on Jan 6, 2021

86 PROSPECT PL

RUTHERFORD, NJ 07070
0
Baths
3,343 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.17 ac
Lot SizeThe size of the land the home sits on, from county records.
2024
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.

Valuation

$1.2M
$1.1M low$1.3M high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$349,000 · Jan 6, 2021
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$613,941
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$491,153
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.45%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$570,000
PNC BANK NA · recorded Mar 27, 2025

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$27,549 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$860,900 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$281,700
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$579,200
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$281,800
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$860,900

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Residential (General/Single)
CountyBERGEN
Lot (acres)The size of the land the home sits on, from county records.0.17
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Neighborhood · ZIP 07070These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.88
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.113
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.113

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.34%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.4.4%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.19,104
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.8,630 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$122,320
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$149,274
Average tempThe average temperature here across a full year.53°F
Annual precipHow much rain and melted snow falls here in a typical year.49 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.56%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

86 Prospect Pl measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 96% of homes in Rutherford 07070
  • Costs less per square foot than 83% of homes in Rutherford 07070
  • Bigger than 96% of homes in Rutherford 07070
  • Has a bigger lot than 70% of homes in Rutherford 07070
  • Among the newest homes in Rutherford 07070

What homes are worth in Rutherford 07070

Each bar is how many homes fall in that price range. The marker is this home.

This home
$300K$1.3M

This home is worth more than 96% of homes in Rutherford 07070.

How it measures up in Rutherford 07070

The dot is this home. The mark in the middle is the typical home in Rutherford 07070.

Estimated value$1,183,941
CheaperTypical $707,055Pricier

Pricier than 96% of homes nearby

Price per ft²$354
CheaperTypical $421Pricier

Pricier than 17% of homes nearby

Living area3,343 ft²
SmallerTypical 1,736 ft²Bigger

Bigger than 96% of homes nearby

Lot size0.17 ac
SmallerTypical 0.13 acBigger

Bigger than 70% of homes nearby

Year built2024
OlderTypical 1928Newer

Newer than almost all homes nearby

How 86 Prospect Pl ranks against every home in each area.
MeasureThis homeRutherford 07070Bergen County
Estimated valuepricier than$1,183,94196% of homes82% of homes
Price per ft²pricier than$35417% of homes18% of homes
Living areabigger than3,343 ft²96% of homes90% of homes
Lot sizebigger than0.17 ac70% of homes50% of homes
Year builtnewer than2024almost all homesalmost all homes

About 86 Prospect Pl

How much is 86 Prospect Pl, Rutherford, NJ worth?

The TopHap Estimate for 86 Prospect Pl, Rutherford, NJ is $1,183,941 as of Jul 14, 2026. The likely range is $1,050,247 to $1,317,635. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 86 Prospect Pl, Rutherford, NJ last sell?

86 Prospect Pl, Rutherford, NJ last sold on Jan 6, 2021 for $349,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 86 Prospect Pl, Rutherford, NJ?

86 Prospect Pl, Rutherford, NJ has 3,343 square feet of living space and a 0.17-acre lot.

When was 86 Prospect Pl, Rutherford, NJ built?

86 Prospect Pl, Rutherford, NJ was built in 2024, making it 2 years old. The building has 2 stories.

How does 86 Prospect Pl, Rutherford, NJ compare to other homes in Rutherford 07070?

Among the 5,060 homes in Rutherford 07070, it is worth more than 96% of them ($1,183,941 against a typical $707,055), its price per square foot is higher than 17% of them ($354 against a typical $421), it is bigger than 96% of them (3,343 ft² against a typical 1,736 ft²), its lot is bigger than 70% of them (0.17 ac against a typical 0.13 ac) and it is newer than almost all of them (2024 against a typical 1928). Measured against all of Bergen County, it is worth more than 82% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 86 Prospect Pl, Rutherford, NJ?

The 2025 property tax bill for 86 Prospect Pl, Rutherford, NJ was $27,549. The county assessed it at $860,900.

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