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Single Family ResidenceResidential
$389,776$308 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 78How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $239,000 on Feb 11, 2021

89 ROCKY RIDGE RD

PISGAH FOREST, NC 28768
4
Beds
3 / 1
Baths
1,264 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.71 ac
Lot SizeThe size of the land the home sits on, from county records.
1986
Year BuiltThe year the home was originally built, according to county records.

Valuation

$390K
$306K low$474K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$239,000 · Feb 11, 2021
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$198,576
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$158,861
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.49%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$191,200
UNION HOME MORTGAGE CORP · recorded Feb 11, 2021

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,300 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$270,540 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$40,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$230,540
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$146,230
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$270,540

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyTransylvania
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1995
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Footing
RoofThe main material covering the roof, such as asphalt shingle or tile.Wood Shingle
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Neighborhood · ZIP 28768These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.98
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.100
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.106

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.88%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.26%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.15%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.7,357
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.101 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$68,476
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$80,231
Average tempThe average temperature here across a full year.54°F
Annual precipHow much rain and melted snow falls here in a typical year.69 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

89 Rocky Ridge Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs more per square foot than 70% of homes in Pisgah Forest 28768
  • Smaller than 79% of homes in Pisgah Forest 28768
  • Has a smaller lot than 77% of homes in Pisgah Forest 28768

What homes are worth in Pisgah Forest 28768

Each bar is how many homes fall in that price range. The marker is this home.

This home
$86K$1.3M

This home is worth more than 37% of homes in Pisgah Forest 28768.

How it measures up in Pisgah Forest 28768

The dot is this home. The mark in the middle is the typical home in Pisgah Forest 28768.

Estimated value$389,776
CheaperTypical $467,286Pricier

Pricier than 37% of homes nearby

Price per ft²$308
CheaperTypical $258Pricier

Pricier than 70% of homes nearby

Living area1,264 ft²
SmallerTypical 1,772 ft²Bigger

Bigger than 21% of homes nearby

Lot size0.71 ac
SmallerTypical 1.26 acBigger

Bigger than 23% of homes nearby

Year built1986
OlderTypical 1985Newer

Newer than 54% of homes nearby

How 89 Rocky Ridge Rd ranks against every home in each area.
MeasureThis homePisgah Forest 28768Transylvania County
Estimated valuepricier than$389,77637% of homes42% of homes
Price per ft²pricier than$30870% of homes66% of homes
Living areabigger than1,264 ft²21% of homes26% of homes
Lot sizebigger than0.71 ac23% of homes38% of homes
Year builtnewer than198654% of homes55% of homes

About 89 Rocky Ridge Rd

How much is 89 Rocky Ridge Rd, Pisgah Forest, NC worth?

The TopHap Estimate for 89 Rocky Ridge Rd, Pisgah Forest, NC is $389,776 as of Jul 14, 2026. The likely range is $305,743 to $473,809. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 89 Rocky Ridge Rd, Pisgah Forest, NC last sell?

89 Rocky Ridge Rd, Pisgah Forest, NC last sold on Feb 11, 2021 for $239,000, according to the county's recorded deed.

How big is 89 Rocky Ridge Rd, Pisgah Forest, NC?

89 Rocky Ridge Rd, Pisgah Forest, NC has 4 bedrooms, 3 bathrooms and 1,264 square feet of living space.

When was 89 Rocky Ridge Rd, Pisgah Forest, NC built?

89 Rocky Ridge Rd, Pisgah Forest, NC was built in 1986, making it 40 years old.

How does 89 Rocky Ridge Rd, Pisgah Forest, NC compare to other homes in Pisgah Forest 28768?

Among the 3,139 homes in Pisgah Forest 28768, it is worth more than 37% of them ($389,776 against a typical $467,286), its price per square foot is higher than 70% of them ($308 against a typical $258), it is bigger than 21% of them (1,264 ft² against a typical 1,772 ft²), its lot is bigger than 23% of them (0.71 ac against a typical 1.26 ac) and it is newer than 54% of them (1986 against a typical 1985). Measured against all of Transylvania County, it is worth more than 42% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 89 Rocky Ridge Rd, Pisgah Forest, NC?

The 2025 property tax bill for 89 Rocky Ridge Rd, Pisgah Forest, NC was $1,300. The county assessed it at $270,540.

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