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Rural ResidenceResidential
$419,880$256 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 92How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

9420 LOWER ROCKY RIVER RD

CONCORD, NC 28025
3
Beds
2
Baths
1,638 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
3.88 ac
Lot SizeThe size of the land the home sits on, from county records.
1976
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$420K
$388K low$452K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$419,880
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$335,904

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,681 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$341,500 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$163,740
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$177,760
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$341,500
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$341,500

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.49
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
14
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
85
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
79
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
68
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Rural Residence
CountyCabarrus
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1986
Lot (acres)The size of the land the home sits on, from county records.3.88
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Footing
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Heat Pump
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 238 ft²Patio · 238 ft²Porch · 38 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
C. C. Griffin STEM Middle SchoolC+
Middle · Grades 6–8 · 1.6 mi
E
Patriots STEM Elementary SchoolB-
Elementary · Grades KG–5 · 1.7 mi
H
Hickory Ridge High SchoolB-
High · Grades 9–12 · 2.8 mi

District: Cabarrus County Schools

Neighborhood · ZIP 28025These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.103
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.88
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.66

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.22%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.7%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.64,954
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.605 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$77,119
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$97,044
Average tempThe average temperature here across a full year.60°F
Annual precipHow much rain and melted snow falls here in a typical year.47 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.63%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

9420 Lower Rocky River Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 71% of homes in Concord 28025
  • Costs more per square foot than 89% of homes in Concord 28025
  • Has a bigger lot than 94% of homes in Cabarrus County
  • Older than 73% of homes in Cabarrus County

What homes are worth in Concord 28025

Each bar is how many homes fall in that price range. The marker is this home.

This home
$106K$795K

This home is worth more than 71% of homes in Concord 28025.

How it measures up in Concord 28025

The dot is this home. The mark in the middle is the typical home in Concord 28025.

Estimated value$419,880
CheaperTypical $325,750Pricier

Pricier than 71% of homes nearby

Price per ft²$256
CheaperTypical $192Pricier

Pricier than 89% of homes nearby

Living area1,638 ft²
SmallerTypical 1,680 ft²Bigger

Bigger than 48% of homes nearby

Lot size3.88 ac
SmallerTypical 0.35 acBigger

Bigger than 92% of homes nearby

Year built1976
OlderTypical 1991Newer

Newer than 36% of homes nearby

How 9420 Lower Rocky River Rd ranks against every home in each area.
MeasureThis homeConcord 28025Cabarrus County
Estimated valuepricier than$419,88071% of homes58% of homes
Price per ft²pricier than$25689% of homes87% of homes
Living areabigger than1,638 ft²48% of homes40% of homes
Lot sizebigger than3.88 ac92% of homes94% of homes
Year builtnewer than197636% of homes27% of homes

About 9420 Lower Rocky River Rd

How much is 9420 Lower Rocky River Rd, Concord, NC worth?

The TopHap Estimate for 9420 Lower Rocky River Rd, Concord, NC is $419,880 as of Jul 14, 2026. The likely range is $388,245 to $451,515. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 9420 Lower Rocky River Rd, Concord, NC?

9420 Lower Rocky River Rd, Concord, NC has 3 bedrooms, 2 bathrooms, 1,638 square feet of living space and a 3.88-acre lot.

When was 9420 Lower Rocky River Rd, Concord, NC built?

9420 Lower Rocky River Rd, Concord, NC was built in 1976, making it 50 years old. The building has 1 story.

What schools serve 9420 Lower Rocky River Rd, Concord, NC?

9420 Lower Rocky River Rd, Concord, NC is assigned to C. C. Griffin STEM Middle School (middle), rated C+; Patriots STEM Elementary School (elementary), rated B-; Hickory Ridge High School (high), rated B-. All sit in Cabarrus County Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 9420 Lower Rocky River Rd, Concord, NC compare to other homes in Concord 28025?

Among the 20,802 homes in Concord 28025, it is worth more than 71% of them ($419,880 against a typical $325,750), its price per square foot is higher than 89% of them ($256 against a typical $192), it is bigger than 48% of them (1,638 ft² against a typical 1,680 ft²), its lot is bigger than 92% of them (3.88 ac against a typical 0.35 ac) and it is newer than 36% of them (1976 against a typical 1991). Measured against all of Cabarrus County, it is worth more than 58% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 9420 Lower Rocky River Rd, Concord, NC?

The 2025 property tax bill for 9420 Lower Rocky River Rd, Concord, NC was $1,681. The county assessed it at $341,500.

More homes on Lower Rocky River Rd

Closest homes

More homes in Concord 28025

Assigned schools

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