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Rural ResidenceResidential
$336,810$137 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 81How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

95 RIVER DR

ROBBINSVILLE, NC 28771
3
Beds
3 / 1
Baths
2,466 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
3 ac
Lot SizeThe size of the land the home sits on, from county records.
1972
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$337K
$273K low$400K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$235,706
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$188,565
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.30%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$70,000
UNITED COMMUNITY BANK · recorded Aug 15, 2025
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$31,104
UNITED COMMUNITY BANK

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,288 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$218,320 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$28,800
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$189,520
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$218,320
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$218,320

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.145 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Rural Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountyGraham
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1982
Lot (acres)The size of the land the home sits on, from county records.3.00
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Footing
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Carport (Unspecified)
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 624 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

District: Graham County Schools

Neighborhood · ZIP 28771These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.106
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.89
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.130

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.68%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.12%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.10%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.7,707
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.18 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$49,907
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$64,263
Average tempThe average temperature here across a full year.51°F
Annual precipHow much rain and melted snow falls here in a typical year.73 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

Ownership

Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

95 River Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 71% of homes in Robbinsville 28771
  • Costs less per square foot than 73% of homes in Robbinsville 28771
  • Bigger than 94% of homes in Robbinsville 28771
  • Has a bigger lot than 71% of homes in Robbinsville 28771
  • Older than 70% of homes in Robbinsville 28771

What homes are worth in Robbinsville 28771

Each bar is how many homes fall in that price range. The marker is this home.

This home
$68K$1.3M

This home is worth more than 71% of homes in Robbinsville 28771.

How it measures up in Robbinsville 28771

The dot is this home. The mark in the middle is the typical home in Robbinsville 28771.

Estimated value$336,810
CheaperTypical $239,370Pricier

Pricier than 71% of homes nearby

Price per ft²$137
CheaperTypical $182Pricier

Pricier than 27% of homes nearby

Living area2,466 ft²
SmallerTypical 1,248 ft²Bigger

Bigger than 94% of homes nearby

Lot size3 ac
SmallerTypical 1.33 acBigger

Bigger than 71% of homes nearby

Year built1972
OlderTypical 1984Newer

Newer than 30% of homes nearby

How 95 River Dr ranks against every home in each area.
MeasureThis homeRobbinsville 28771
Estimated valuepricier than$336,81071% of homes
Price per ft²pricier than$13727% of homes
Living areabigger than2,466 ft²94% of homes
Lot sizebigger than3 ac71% of homes
Year builtnewer than197230% of homes

About 95 River Dr

How much is 95 River Dr, Robbinsville, NC worth?

The TopHap Estimate for 95 River Dr, Robbinsville, NC is $336,810 as of Jul 14, 2026. The likely range is $273,186 to $400,434. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 95 River Dr, Robbinsville, NC?

95 River Dr, Robbinsville, NC has 3 bedrooms, 3 bathrooms, 2,466 square feet of living space and a 3.00-acre lot.

When was 95 River Dr, Robbinsville, NC built?

95 River Dr, Robbinsville, NC was built in 1972, making it 54 years old. It is a ranch home. The building has 1 story.

What schools serve 95 River Dr, Robbinsville, NC?

95 River Dr, Robbinsville, NC is assigned to Robbinsville High School (high), rated B-; Robbinsville Middle School (middle), rated D; Robbinsville Elementary School (elementary), rated C-. All sit in Graham County Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 95 River Dr, Robbinsville, NC compare to other homes in Robbinsville 28771?

Among the 4,751 homes in Robbinsville 28771, it is worth more than 71% of them ($336,810 against a typical $239,370), its price per square foot is higher than 27% of them ($137 against a typical $182), it is bigger than 94% of them (2,466 ft² against a typical 1,248 ft²), its lot is bigger than 71% of them (3 ac against a typical 1.33 ac) and it is newer than 30% of them (1972 against a typical 1984). These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 95 River Dr, Robbinsville, NC?

The 2025 property tax bill for 95 River Dr, Robbinsville, NC was $1,288. The county assessed it at $218,320.

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