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LandominiumResidential
$594,792$280 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 82How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $550,000 on May 1, 2025

963 RIVA RIDGE CT

UNION, KY 41091
3
Beds
3
Baths
2,125 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1995
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$595K
$491K low$699K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$550,000 · May 1, 2025
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$69,792
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$55,834
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.87%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$525,000
EASY STREET CAPITAL LLC · recorded Nov 3, 2025

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$5,673 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$550,000 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$50,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$500,000
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$450,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$550,000

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Landominium
StyleThe architectural style of the home, such as ranch or colonial.Conventional
CountyBoone
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

District: Boone County School District

Neighborhood · ZIP 41091These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.69
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.207
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.44

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.31%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.2.7%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.6%
PopulationHow many people live in this area.25,996
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.496 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$132,381
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$149,284
Average tempThe average temperature here across a full year.54°F
Annual precipHow much rain and melted snow falls here in a typical year.44 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.55%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.Yes

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

963 Riva Ridge Ct measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 93% of homes in Boone County
  • Costs more per square foot than 94% of homes in Boone County
  • Bigger than 69% of homes in Boone County
  • Older than 76% of homes in Union 41091

What homes are worth in Union 41091

Each bar is how many homes fall in that price range. The marker is this home.

This home
$215K$1M

This home is worth more than 78% of homes in Union 41091.

How it measures up in Union 41091

The dot is this home. The mark in the middle is the typical home in Union 41091.

Estimated value$594,792
CheaperTypical $434,771Pricier

Pricier than 78% of homes nearby

Price per ft²$280
CheaperTypical $197Pricier

Pricier than 91% of homes nearby

Living area2,125 ft²
SmallerTypical 2,240 ft²Bigger

Bigger than 45% of homes nearby

Year built1995
OlderTypical 2004Newer

Newer than 24% of homes nearby

How 963 Riva Ridge Ct ranks against every home in each area.
MeasureThis homeUnion 41091Boone County
Estimated valuepricier than$594,79278% of homes93% of homes
Price per ft²pricier than$28091% of homes94% of homes
Living areabigger than2,125 ft²45% of homes69% of homes
Year builtnewer than199524% of homes42% of homes

About 963 Riva Ridge Ct

How much is 963 Riva Ridge Ct, Union, KY worth?

The TopHap Estimate for 963 Riva Ridge Ct, Union, KY is $594,792 as of Jul 14, 2026. The likely range is $490,599 to $698,985. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 963 Riva Ridge Ct, Union, KY last sell?

963 Riva Ridge Ct, Union, KY last sold on May 1, 2025 for $550,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 963 Riva Ridge Ct, Union, KY?

963 Riva Ridge Ct, Union, KY has 3 bedrooms, 3 bathrooms and 2,125 square feet of living space.

When was 963 Riva Ridge Ct, Union, KY built?

963 Riva Ridge Ct, Union, KY was built in 1995, making it 31 years old. It is a conventional home. The building has 1 story.

What schools serve 963 Riva Ridge Ct, Union, KY?

963 Riva Ridge Ct, Union, KY is assigned to Larry A. Ryle High School (high), rated A; Gray Middle School (middle), rated A; New Haven Elementary School (elementary), rated A+. All sit in Boone County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 963 Riva Ridge Ct, Union, KY compare to other homes in Union 41091?

Among the 9,800 homes in Union 41091, it is worth more than 78% of them ($594,792 against a typical $434,771), its price per square foot is higher than 91% of them ($280 against a typical $197), it is bigger than 45% of them (2,125 ft² against a typical 2,240 ft²) and it is newer than 24% of them (1995 against a typical 2004). Measured against all of Boone County, it is worth more than 93% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 963 Riva Ridge Ct, Union, KY?

The 2025 property tax bill for 963 Riva Ridge Ct, Union, KY was $5,673. The county assessed it at $550,000.