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Single Family ResidenceResidential
$348,432$181 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 92How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $206,000 on Jul 7, 2017

978 RUSSELL RIDGE DR

CATAWBA, NC 28609
3
Beds
2 / 1
Baths
1,921 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.51 ac
Lot SizeThe size of the land the home sits on, from county records.
2016
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$348K
$319K low$378K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$206,000 · Jul 7, 2017
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$43,164
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$34,531
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.91%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$202,268
CARRINGTON MORTGAGE SERVICES LLC · recorded Jul 7, 2017
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$103,000
STATE EMPLOYEES CU

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,742 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$349,400 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$16,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$333,400
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$349,400
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$349,400

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Conventional
CountyCATAWBA
Lot (acres)The size of the land the home sits on, from county records.0.51
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.No Foundation
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 204 ft²

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Mill Creek Middle SchoolC
Middle · Grades 7–8 · 1.5 mi
H
Bandys High SchoolA-
High · Grades 9–12 · 1.6 mi
E
Catawba Elementary SchoolA
Elementary · Grades KG–6 · 2.6 mi

District: Catawba County Schools

Neighborhood · ZIP 28609These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.115
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.85
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.67

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.89%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.11%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.11%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.7,063
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.151 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$69,837
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$81,323
Average tempThe average temperature here across a full year.59°F
Annual precipHow much rain and melted snow falls here in a typical year.47 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.60%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

978 Russell Ridge Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 70% of homes in Catawba County
  • Bigger than 69% of homes in Catawba County
  • Has a smaller lot than 80% of homes in Catawba 28609
  • Newer than 91% of homes in Catawba County

What homes are worth in Catawba 28609

Each bar is how many homes fall in that price range. The marker is this home.

This home
$40K$1.3M

This home is worth more than 69% of homes in Catawba 28609.

How it measures up in Catawba 28609

The dot is this home. The mark in the middle is the typical home in Catawba 28609.

Estimated value$348,432
CheaperTypical $266,164Pricier

Pricier than 69% of homes nearby

Price per ft²$181
CheaperTypical $174Pricier

Pricier than 54% of homes nearby

Living area1,921 ft²
SmallerTypical 1,624 ft²Bigger

Bigger than 65% of homes nearby

Lot size0.51 ac
SmallerTypical 1.04 acBigger

Bigger than 20% of homes nearby

Year built2016
OlderTypical 1991Newer

Newer than 85% of homes nearby

How 978 Russell Ridge Dr ranks against every home in each area.
MeasureThis homeCatawba 28609Catawba County
Estimated valuepricier than$348,43269% of homes70% of homes
Price per ft²pricier than$18154% of homes56% of homes
Living areabigger than1,921 ft²65% of homes69% of homes
Lot sizebigger than0.51 ac20% of homes48% of homes
Year builtnewer than201685% of homes91% of homes

About 978 Russell Ridge Dr

How much is 978 Russell Ridge Dr, Catawba, NC worth?

The TopHap Estimate for 978 Russell Ridge Dr, Catawba, NC is $348,432 as of Jul 14, 2026. The likely range is $319,249 to $377,615. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 978 Russell Ridge Dr, Catawba, NC last sell?

978 Russell Ridge Dr, Catawba, NC last sold on Jul 7, 2017 for $206,000, according to the county's recorded deed. TopHap holds 3 recorded sales for this parcel.

How big is 978 Russell Ridge Dr, Catawba, NC?

978 Russell Ridge Dr, Catawba, NC has 3 bedrooms, 2 bathrooms, 1,921 square feet of living space and a 0.51-acre lot.

When was 978 Russell Ridge Dr, Catawba, NC built?

978 Russell Ridge Dr, Catawba, NC was built in 2016, making it 10 years old. It is a conventional home. The building has 1 story.

What schools serve 978 Russell Ridge Dr, Catawba, NC?

978 Russell Ridge Dr, Catawba, NC is assigned to Mill Creek Middle School (middle), rated C; Bandys High School (high), rated A-; Catawba Elementary School (elementary), rated A. All sit in Catawba County Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 978 Russell Ridge Dr, Catawba, NC compare to other homes in Catawba 28609?

Among the 3,322 homes in Catawba 28609, it is worth more than 69% of them ($348,432 against a typical $266,164), its price per square foot is higher than 54% of them ($181 against a typical $174), it is bigger than 65% of them (1,921 ft² against a typical 1,624 ft²), its lot is bigger than 20% of them (0.51 ac against a typical 1.04 ac) and it is newer than 85% of them (2016 against a typical 1991). Measured against all of Catawba County, it is worth more than 70% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 978 Russell Ridge Dr, Catawba, NC?

The 2024 property tax bill for 978 Russell Ridge Dr, Catawba, NC was $1,742. The county assessed it at $349,400.

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Assigned schools

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