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Rural ResidenceResidential
$822,702$536 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $740,000 on Jul 28, 2021

9809 APPOLDS RD

ROCKY RIDGE, MD 21778
3
Baths
1,536 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
61.44 ac
Lot SizeThe size of the land the home sits on, from county records.
1910
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$823K
$768K low$878K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$740,000 · Jul 28, 2021
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$157,702
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$126,162
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.76%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$665,000
CNB BANK INC · 3.87% 1 · recorded Jul 28, 2021

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,952 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$280,433 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$253,067
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$307,800

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.58
76
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
14
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
76
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
88
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
37
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.59 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Rural Residence
StyleThe architectural style of the home, such as ranch or colonial.Conventional
CountyFrederick
Lot (acres)The size of the land the home sits on, from county records.61.44
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Radiant
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 240 ft²Shed · 1,800 ft²Porch · 288 ft²

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Thurmont Middle SchoolC-
Middle · Grades 6–8 · 4.3 mi
H
Catoctin High SchoolB-
High · Grades 9–12 · 4.6 mi
E
Emmitsburg Elementary SchoolB-
Elementary · Grades KG–5 · 5.2 mi

District: Frederick County Public Schools

Neighborhood · ZIP 21778These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.106
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.77
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.39

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.11%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.9%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.8%
PopulationHow many people live in this area.1,439
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.80 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$81,802
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$112,057
Average tempThe average temperature here across a full year.53°F
Annual precipHow much rain and melted snow falls here in a typical year.44 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.57%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

9809 Appolds Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 91% of homes in Frederick County
  • Among the highest price per square foot in Frederick County
  • Smaller than 68% of homes in Frederick County
  • Among the largest lots in Frederick County
  • Older than 92% of homes in Frederick County

What homes are worth in Rocky Ridge 21778

Each bar is how many homes fall in that price range. The marker is this home.

This home
$179K$1.2M

This home is worth more than 87% of homes in Rocky Ridge 21778.

How it measures up in Rocky Ridge 21778

The dot is this home. The mark in the middle is the typical home in Rocky Ridge 21778.

Estimated value$822,702
CheaperTypical $433,527Pricier

Pricier than 87% of homes nearby

Price per ft²$536
CheaperTypical $264Pricier

Pricier than 98% of homes nearby

Living area1,536 ft²
SmallerTypical 1,648 ft²Bigger

Bigger than 44% of homes nearby

Lot size61.44 ac
SmallerTypical 3.12 acBigger

Bigger than 89% of homes nearby

Year built1910
OlderTypical 1965Newer

Newer than 27% of homes nearby

How 9809 Appolds Rd ranks against every home in each area.
MeasureThis homeRocky Ridge 21778Frederick County
Estimated valuepricier than$822,70287% of homes91% of homes
Price per ft²pricier than$53698% of homesalmost all homes
Living areabigger than1,536 ft²44% of homes32% of homes
Lot sizebigger than61.44 ac89% of homesalmost all homes
Year builtnewer than191027% of homes8% of homes

About 9809 Appolds Rd

How much is 9809 Appolds Rd, Rocky Ridge, MD worth?

The TopHap Estimate for 9809 Appolds Rd, Rocky Ridge, MD is $822,702 as of Jul 14, 2026. The likely range is $767,825 to $877,579. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 9809 Appolds Rd, Rocky Ridge, MD last sell?

9809 Appolds Rd, Rocky Ridge, MD last sold on Jul 28, 2021 for $740,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 9809 Appolds Rd, Rocky Ridge, MD?

9809 Appolds Rd, Rocky Ridge, MD has 3 bathrooms, 1,536 square feet of living space and a 61.44-acre lot.

When was 9809 Appolds Rd, Rocky Ridge, MD built?

9809 Appolds Rd, Rocky Ridge, MD was built in 1910, making it 116 years old. It is a conventional home. The building has 2 stories.

What schools serve 9809 Appolds Rd, Rocky Ridge, MD?

9809 Appolds Rd, Rocky Ridge, MD is assigned to Thurmont Middle School (middle), rated C-; Catoctin High School (high), rated B-; Emmitsburg Elementary School (elementary), rated B-. All sit in Frederick County Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 9809 Appolds Rd, Rocky Ridge, MD compare to other homes in Rocky Ridge 21778?

Among the 411 homes in Rocky Ridge 21778, it is worth more than 87% of them ($822,702 against a typical $433,527), its price per square foot is higher than 98% of them ($536 against a typical $264), it is bigger than 44% of them (1,536 ft² against a typical 1,648 ft²), its lot is bigger than 89% of them (61.44 ac against a typical 3.12 ac) and it is newer than 27% of them (1910 against a typical 1965). Measured against all of Frederick County, it is worth more than 91% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 9809 Appolds Rd, Rocky Ridge, MD?

The 2025 property tax bill for 9809 Appolds Rd, Rocky Ridge, MD was $2,952. The county assessed it at $280,433.

More homes on Appolds Rd

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Assigned schools

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