Skip to content
Skip to content
TopHapOpen in map
Single Family ResidenceResidential
$512,255$313 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

986 LUCE ST SW

GRAND RAPIDS, MI 49534
2
Beds
1.5
Baths
1,634 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1.2 ac
Lot SizeThe size of the land the home sits on, from county records.
1990
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
5
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$512K
$478K low$547K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$264,255
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$211,404
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.60%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$248,000
THE HUNTINGTON NATIONAL BANK · recorded Nov 5, 2018

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,982 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$236,700 (2026)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$209,700
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$473,400

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyOTTAWA
Lot (acres)The size of the land the home sits on, from county records.1.20
HeatingThe type of heating system in the home.Heat Pump
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Cummings Elementary SchoolA+
Elementary · Grades KG–6 · 1.9 mi
M
Grandville Middle SchoolB+
Middle · Grades 7–8 · 4.1 mi
H
Grandville High SchoolB+
High · Grades 9–12 · 5.3 mi

District: Grandville Public Schools

Neighborhood · ZIP 49534These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.80
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.74
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.15

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.97%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.25%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.8%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.23,667
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.695 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$82,323
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$95,527
Average tempThe average temperature here across a full year.47°F
Annual precipHow much rain and melted snow falls here in a typical year.37 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.46%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

986 Luce St Sw measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 86% of homes in Grand Rapids 49534
  • Costs more per square foot than 86% of homes in Grand Rapids 49534
  • Has a bigger lot than 75% of homes in Grand Rapids 49534

What homes are worth in Grand Rapids 49534

Each bar is how many homes fall in that price range. The marker is this home.

This home
$211K$757K

This home is worth more than 86% of homes in Grand Rapids 49534.

How it measures up in Grand Rapids 49534

The dot is this home. The mark in the middle is the typical home in Grand Rapids 49534.

Estimated value$512,255
CheaperTypical $367,236Pricier

Pricier than 86% of homes nearby

Price per ft²$313
CheaperTypical $251Pricier

Pricier than 86% of homes nearby

Living area1,634 ft²
SmallerTypical 1,486 ft²Bigger

Bigger than 62% of homes nearby

Lot size1.2 ac
SmallerTypical 0.58 acBigger

Bigger than 75% of homes nearby

Year built1990
OlderTypical 1985Newer

Newer than 57% of homes nearby

How 986 Luce St Sw ranks against every home in each area.
MeasureThis homeGrand Rapids 49534Ottawa County
Estimated valuepricier than$512,25586% of homes77% of homes
Price per ft²pricier than$31386% of homes78% of homes
Living areabigger than1,634 ft²62% of homes59% of homes
Lot sizebigger than1.2 ac75% of homes70% of homes
Year builtnewer than199057% of homes55% of homes

About 986 Luce St Sw

How much is 986 Luce St Sw, Grand Rapids, MI worth?

The TopHap Estimate for 986 Luce St Sw, Grand Rapids, MI is $512,255 as of Jul 14, 2026. The likely range is $477,985 to $546,525. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 986 Luce St Sw, Grand Rapids, MI last sell?

986 Luce St Sw, Grand Rapids, MI last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 986 Luce St Sw, Grand Rapids, MI?

986 Luce St Sw, Grand Rapids, MI has 2 bedrooms, 1.5 bathrooms, 1,634 square feet of living space and a 1.20-acre lot.

When was 986 Luce St Sw, Grand Rapids, MI built?

986 Luce St Sw, Grand Rapids, MI was built in 1990, making it 36 years old. The building has 1 story.

What schools serve 986 Luce St Sw, Grand Rapids, MI?

986 Luce St Sw, Grand Rapids, MI is assigned to Cummings Elementary School (elementary), rated A+; Grandville Middle School (middle), rated B+; Grandville High School (high), rated B+. All sit in Grandville Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 986 Luce St Sw, Grand Rapids, MI compare to other homes in Grand Rapids 49534?

Among the 6,913 homes in Grand Rapids 49534, it is worth more than 86% of them ($512,255 against a typical $367,236), its price per square foot is higher than 86% of them ($313 against a typical $251), it is bigger than 62% of them (1,634 ft² against a typical 1,486 ft²), its lot is bigger than 75% of them (1.2 ac against a typical 0.58 ac) and it is newer than 57% of them (1990 against a typical 1985). Measured against all of Ottawa County, it is worth more than 77% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 986 Luce St Sw, Grand Rapids, MI?

The 2025 property tax bill for 986 Luce St Sw, Grand Rapids, MI was $3,982. The county assessed it at $236,700.

More homes on Luce St Sw

Closest homes

More homes in Grand Rapids 49534

Assigned schools

Explore the area

See this home in context

Open 986 Luce St Sw on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map