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Single Family ResidenceResidential
$3,556,440$2,297 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 88How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

CA
3
Beds
2.5
Baths
1,548 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
4,000 ft²
Lot SizeThe size of the land the home sits on, from county records.
1991
Year BuiltThe year the home was originally built, according to county records.
3
StoriesHow many floors the home has above ground.
10
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$3.6M
$3.1M low$4M high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$3,007,440
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$2,405,952
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.16%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$549,000
MUFG UNION BANK NA · 3.37% 1 · recorded Jul 29, 2021

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$11,237 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$999,135 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$530,514
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$468,621
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$979,545

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.17
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
39
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
13
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
31
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
1
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyMONTEREY
Lot (acres)The size of the land the home sits on, from county records.0.09
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Carmel High SchoolA+
High · Grades 9–12 · 1.0 mi
E
Carmel River Elementary SchoolA
Elementary · Grades KG–5 · 1.1 mi
M
Carmel Middle SchoolA-
Middle · Grades 6–8 · 2.0 mi

District: Carmel Unified School District

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 96% of homes in Monterey County
  • Among the highest price per square foot in Monterey County
  • Has a smaller lot than 92% of homes in Monterey County
  • Newer than 76% of homes in Monterey County

How it measures up in Monterey County

The dot is this home. The mark in the middle is the typical home in Monterey County.

Estimated value$3,556,440
CheaperTypical $789,488Pricier

Pricier than 96% of homes nearby

Price per ft²$2297
CheaperTypical $509Pricier

Pricier than almost all homes nearby

Living area1,548 ft²
SmallerTypical 1,599 ft²Bigger

Bigger than 47% of homes nearby

Lot size4,000 ft²
SmallerTypical 0.16 acBigger

Bigger than 8% of homes nearby

Year built1991
OlderTypical 1973Newer

Newer than 76% of homes nearby

How ranks against every home in each area.
MeasureThis homeMonterey County
Estimated valuepricier than$3,556,44096% of homes
Price per ft²pricier than$2297almost all homes
Living areabigger than1,548 ft²47% of homes
Lot sizebigger than4,000 ft²8% of homes
Year builtnewer than199176% of homes

About

How much is , , CA worth?

The TopHap Estimate for , , CA is $3,556,440 as of Jul 14, 2026. The likely range is $3,145,990 to $3,966,890. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did , , CA last sell?

, , CA last sold on Jan 1, 1900, according to the county's recorded deed.

How big is , , CA?

, , CA has 3 bedrooms, 2.5 bathrooms, 1,548 square feet of living space and a 0.09-acre lot.

When was , , CA built?

, , CA was built in 1991, making it 35 years old. The building has 3 stories.

What schools serve , , CA?

, , CA is assigned to Carmel High School (high), rated A+; Carmel River Elementary School (elementary), rated A; Carmel Middle School (middle), rated A-. All sit in Carmel Unified School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does , , CA compare to other homes in Monterey County?

Among the 107,308 homes in Monterey County, it is worth more than 96% of them ($3,556,440 against a typical $789,488), its price per square foot is higher than almost all of them ($2297 against a typical $509), it is bigger than 47% of them (1,548 ft² against a typical 1,599 ft²), its lot is bigger than 8% of them (4,000 ft² against a typical 0.16 ac) and it is newer than 76% of them (1991 against a typical 1973). These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on , , CA?

The 2025 property tax bill for , , CA was $11,237. The county assessed it at $999,135.

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Assigned schools

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