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Single Family ResidenceResidential
$439,792$296 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $400,000 on Nov 19, 2024

IL
2
Beds
2
Baths
1,487 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.17 ac
Lot SizeThe size of the land the home sits on, from county records.
2024
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$440K
$410K low$470K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$400,000 · Nov 19, 2024
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$149,802
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$119,842
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.66%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$289,990
M/I FINANCIAL LLC · 4.87% · recorded Jan 21, 2025

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$8,187 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$108,304 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$24,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$84,304
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$18,642
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$324,912

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.21
57
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
22
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
27
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.20 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyKENDALL
Lot (acres)The size of the land the home sits on, from county records.0.17
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Central
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Southbury Elementary SchoolB+
Elementary · Grades KG–5 · 0.6 mi
H
Oswego High SchoolA-
High · Grades 9–12 · 1.1 mi
M
Traughber Junior High SchoolB-
Middle · Grades 6–8 · 1.4 mi

District: Oswego Community Unit School District 308

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 66% of homes in Kendall County
  • Costs more per square foot than 97% of homes in Kendall County
  • Smaller than 76% of homes in Kendall County
  • Has a smaller lot than 82% of homes in Kendall County
  • Among the newest homes in Kendall County

How it measures up in Kendall County

The dot is this home. The mark in the middle is the typical home in Kendall County.

Estimated value$439,792
CheaperTypical $394,396Pricier

Pricier than 66% of homes nearby

Price per ft²$296
CheaperTypical $195Pricier

Pricier than 97% of homes nearby

Living area1,487 ft²
SmallerTypical 1,960 ft²Bigger

Bigger than 24% of homes nearby

Lot size0.17 ac
SmallerTypical 0.24 acBigger

Bigger than 18% of homes nearby

Year built2024
OlderTypical 2003Newer

Newer than almost all homes nearby

How ranks against every home in each area.
MeasureThis homeKendall County
Estimated valuepricier than$439,79266% of homes
Price per ft²pricier than$29697% of homes
Living areabigger than1,487 ft²24% of homes
Lot sizebigger than0.17 ac18% of homes
Year builtnewer than2024almost all homes

About

How much is , , IL worth?

The TopHap Estimate for , , IL is $439,792 as of Jul 14, 2026. The likely range is $409,581 to $470,003. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did , , IL last sell?

, , IL last sold on Nov 19, 2024 for $400,000, according to the county's recorded deed.

How big is , , IL?

, , IL has 2 bedrooms, 2 bathrooms, 1,487 square feet of living space and a 0.17-acre lot.

When was , , IL built?

, , IL was built in 2024, making it 2 years old. The building has 1 story.

What schools serve , , IL?

, , IL is assigned to Southbury Elementary School (elementary), rated B+; Oswego High School (high), rated A-; Traughber Junior High School (middle), rated B-. All sit in Oswego Community Unit School District 308. Attendance boundaries change — confirm with the district before relying on an assignment.

How does , , IL compare to other homes in Kendall County?

Among the 45,922 homes in Kendall County, it is worth more than 66% of them ($439,792 against a typical $394,396), its price per square foot is higher than 97% of them ($296 against a typical $195), it is bigger than 24% of them (1,487 ft² against a typical 1,960 ft²), its lot is bigger than 18% of them (0.17 ac against a typical 0.24 ac) and it is newer than almost all of them (2024 against a typical 2003). These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on , , IL?

The 2025 property tax bill for , , IL was $8,187. The county assessed it at $108,304.

Closest homes

Assigned schools

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