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Rural ResidenceResidential
$284,399
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 70How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $160,000 on Nov 19, 2025

MN
0
Baths
20.06 ac
Lot SizeThe size of the land the home sits on, from county records.
1877
Year BuiltThe year the home was originally built, according to county records.

Valuation

$284K
$198K low$371K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$160,000 · Nov 19, 2025
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$108,319
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$86,655
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.53%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$106,080
HOME TOWN BANK · recorded Nov 19, 2025
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$70,000
HOME TOWN BANK

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$562 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$181,200 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$181,200
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$181,200
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$181,200

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.50
76
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
8
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
63
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
58
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
49
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.57 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Rural Residence
CountySteele
Lot (acres)The size of the land the home sits on, from county records.20.06

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Lincoln Elementary SchoolB+
Elementary · Grades KG–5 · 9.3 mi
H
Owatonna High SchoolA
High · Grades 9–12 · 10.0 mi
M
Owatonna Middle SchoolB
Middle · Grades 6–8 · 11.3 mi

District: Owatonna Public School District

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Older than 98% of homes in Steele County

How it measures up in Steele County

The dot is this home. The mark in the middle is the typical home in Steele County.

Estimated value$284,399
CheaperTypical $238,473Pricier

Pricier than 64% of homes nearby

Lot size20.06 ac
SmallerTypical 10.38 acBigger

Bigger than 58% of homes nearby

Year built1877
OlderTypical 1970Newer

Newer than 2% of homes nearby

How ranks against every home in each area.
MeasureThis homeSteele County
Estimated valuepricier than$284,39964% of homes
Lot sizebigger than20.06 ac58% of homes
Year builtnewer than18772% of homes

About

How much is , , MN worth?

The TopHap Estimate for , , MN is $284,399 as of Jul 14, 2026. The likely range is $198,233 to $370,565. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did , , MN last sell?

, , MN last sold on Nov 19, 2025 for $160,000, according to the county's recorded deed.

When was , , MN built?

, , MN was built in 1877, making it 149 years old.

What schools serve , , MN?

, , MN is assigned to Lincoln Elementary School (elementary), rated B+; Owatonna High School (high), rated A; Owatonna Middle School (middle), rated B. All sit in Owatonna Public School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does , , MN compare to other homes in Steele County?

Among the 15,890 homes in Steele County, it is worth more than 64% of them ($284,399 against a typical $238,473), its lot is bigger than 58% of them (20.06 ac against a typical 10.38 ac) and it is newer than 2% of them (1877 against a typical 1970). These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on , , MN?

The 2025 property tax bill for , , MN was $562. The county assessed it at $181,200.

Closest homes

Assigned schools

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