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Single Family ResidentialResidential
$61,826
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 73How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $65,000 on Jan 20, 1993

STATE RT 78

RIDGELY, TN 38080
0
Baths
2.23 ac
Lot SizeThe size of the land the home sits on, from county records.

Valuation

$62K
$45K low$79K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$65,000 · Jan 20, 1993
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$0
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$0
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.812%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$500,000
COMMERCIAL BANK & TRUST · recorded May 5, 2009

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$223 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$6,475 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$6,025
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$450
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$3,500
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$25,900

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.13 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residential
CountyLake
Lot (acres)The size of the land the home sits on, from county records.2.23
HeatingThe type of heating system in the home.None
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Shed · 1,856 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Lake County High SchoolD
High · Grades 9–12 · 3.4 mi
E
Margaret Newton Elementary School
Elementary · Grades PK–2 · 3.6 mi
M
Lara Kendall Elementary SchoolC
Middle · Grades 3–8 · 4.1 mi

District: Lake County School District

Neighborhood · ZIP 38080These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.136
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.93
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.714

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.88%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.7.0%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.25%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.2,239
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.17 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$44,554
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$60,054
Average tempThe average temperature here across a full year.59°F
Annual precipHow much rain and melted snow falls here in a typical year.51 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.64%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

State Rt 78 measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 83% of homes in Lake County
  • Has a bigger lot than 95% of homes in Lake County

What homes are worth in Ridgely 38080

Each bar is how many homes fall in that price range. The marker is this home.

This home
$35K$319K

This home is worth more than 18% of homes in Ridgely 38080.

How it measures up in Ridgely 38080

The dot is this home. The mark in the middle is the typical home in Ridgely 38080.

Estimated value$61,826
CheaperTypical $99,979Pricier

Pricier than 18% of homes nearby

Lot size2.23 ac
SmallerTypical 0.38 acBigger

Bigger than 92% of homes nearby

How State Rt 78 ranks against every home in each area.
MeasureThis homeRidgely 38080Lake County
Estimated valuepricier than$61,82618% of homes17% of homes
Lot sizebigger than2.23 ac92% of homes95% of homes

About State Rt 78

How much is State Rt 78, Ridgely, TN worth?

The TopHap Estimate for State Rt 78, Ridgely, TN is $61,826 as of Jul 14, 2026. The likely range is $44,952 to $78,700. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did State Rt 78, Ridgely, TN last sell?

State Rt 78, Ridgely, TN last sold on Jan 20, 1993 for $65,000, according to the county's recorded deed.

What schools serve State Rt 78, Ridgely, TN?

State Rt 78, Ridgely, TN is assigned to Lake County High School (high), rated D; Margaret Newton Elementary School (elementary); Lara Kendall Elementary School (middle), rated C. All sit in Lake County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does State Rt 78, Ridgely, TN compare to other homes in Ridgely 38080?

Among the 937 homes in Ridgely 38080, it is worth more than 18% of them ($61,826 against a typical $99,979) and its lot is bigger than 92% of them (2.23 ac against a typical 0.38 ac). Measured against all of Lake County, it is worth more than 17% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on State Rt 78, Ridgely, TN?

The 2024 property tax bill for State Rt 78, Ridgely, TN was $223. The county assessed it at $6,475.

More homes on State Rt 78

Closest homes

More homes in Ridgely 38080

Assigned schools

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