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Single Family ResidenceResidential
$434,200$339 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 89How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

WA
2
Beds
3 / 1
Baths
1,279 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.66 ac
Lot SizeThe size of the land the home sits on, from county records.
1998
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.

Valuation

$434K
$389K low$480K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$179,200
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$143,360
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.64%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$255,000
WHATCOM EDUCATIONAL CU · recorded Jan 14, 2010

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,104 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$397,691 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$209,976
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$187,715
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$397,691

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.50
100
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
18
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
47
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
69
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
17
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.197 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Split Level
CountyWhatcom
Lot (acres)The size of the land the home sits on, from county records.0.66
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Concrete
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Baseboard
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.BalconyDeck · 536 ft²Patio · 702 ft²Porch · 48 ft²

Ownership

Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 75% of homes in Whatcom County
  • Has a bigger lot than 75% of homes in Whatcom County
  • Newer than 67% of homes in Whatcom County

How it measures up in Whatcom County

The dot is this home. The mark in the middle is the typical home in Whatcom County.

Estimated value$434,200
CheaperTypical $566,697Pricier

Pricier than 25% of homes nearby

Price per ft²$339
CheaperTypical $372Pricier

Pricier than 37% of homes nearby

Living area1,279 ft²
SmallerTypical 1,496 ft²Bigger

Bigger than 36% of homes nearby

Lot size0.66 ac
SmallerTypical 0.23 acBigger

Bigger than 75% of homes nearby

Year built1998
OlderTypical 1990Newer

Newer than 67% of homes nearby

How ranks against every home in each area.
MeasureThis homeWhatcom County
Estimated valuepricier than$434,20025% of homes
Price per ft²pricier than$33937% of homes
Living areabigger than1,279 ft²36% of homes
Lot sizebigger than0.66 ac75% of homes
Year builtnewer than199867% of homes

About

How much is , , WA worth?

The TopHap Estimate for , , WA is $434,200 as of Jul 14, 2026. The likely range is $388,597 to $479,803. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is , , WA?

, , WA has 2 bedrooms, 3 bathrooms, 1,279 square feet of living space and a 0.66-acre lot.

When was , , WA built?

, , WA was built in 1998, making it 28 years old. It is a split level home. The building has 2 stories.

How does , , WA compare to other homes in Whatcom County?

Among the 83,431 homes in Whatcom County, it is worth more than 25% of them ($434,200 against a typical $566,697), its price per square foot is higher than 37% of them ($339 against a typical $372), it is bigger than 36% of them (1,279 ft² against a typical 1,496 ft²), its lot is bigger than 75% of them (0.66 ac against a typical 0.23 ac) and it is newer than 67% of them (1998 against a typical 1990). These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on , , WA?

The 2024 property tax bill for , , WA was $3,104. The county assessed it at $397,691.

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