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Single Family ResidenceResidential
$492,777$338 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 90How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $489,000 on Oct 13, 2025

WA
2
Beds
2.5
Baths
1,458 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.24 ac
Lot SizeThe size of the land the home sits on, from county records.
2024
Year BuiltThe year the home was originally built, according to county records.

Valuation

$493K
$443K low$542K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$489,000 · Oct 13, 2025
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$28,227
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$22,582
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.95%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$464,550
NOVA FINANCIAL & INVESTMENT CORP · recorded Oct 13, 2025

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$397 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$495,845 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$210,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$285,845
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$48,909
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$495,845

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.49
100
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
16
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
43
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
78
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
12
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.8 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.6%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyISLAND
Lot (acres)The size of the land the home sits on, from county records.0.24
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
CoolingThe type of cooling or air conditioning in the home.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(10)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
South Whidbey High SchoolA+
High · Grades 9–12 · 5.6 mi
M
South Whidbey Middle SchoolB
Middle · Grades 6–8 · 5.6 mi
E
South Whidbey Elementary SchoolB+
Elementary · Grades KG–5 · 6.3 mi

District: South Whidbey School District

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 74% of homes in Island County
  • Has a smaller lot than 74% of homes in Island County
  • Among the newest homes in Island County

How it measures up in Island County

The dot is this home. The mark in the middle is the typical home in Island County.

Estimated value$492,777
CheaperTypical $627,059Pricier

Pricier than 26% of homes nearby

Price per ft²$338
CheaperTypical $359Pricier

Pricier than 43% of homes nearby

Living area1,458 ft²
SmallerTypical 1,703 ft²Bigger

Bigger than 37% of homes nearby

Lot size0.24 ac
SmallerTypical 0.75 acBigger

Bigger than 26% of homes nearby

Year built2024
OlderTypical 1989Newer

Newer than almost all homes nearby

How ranks against every home in each area.
MeasureThis homeIsland County
Estimated valuepricier than$492,77726% of homes
Price per ft²pricier than$33843% of homes
Living areabigger than1,458 ft²37% of homes
Lot sizebigger than0.24 ac26% of homes
Year builtnewer than2024almost all homes

About

How much is , , WA worth?

The TopHap Estimate for , , WA is $492,777 as of Jul 14, 2026. The likely range is $443,331 to $542,223. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did , , WA last sell?

, , WA last sold on Oct 13, 2025 for $489,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is , , WA?

, , WA has 2 bedrooms, 2.5 bathrooms, 1,458 square feet of living space and a 0.24-acre lot.

When was , , WA built?

, , WA was built in 2024, making it 2 years old.

What schools serve , , WA?

, , WA is assigned to South Whidbey High School (high), rated A+; South Whidbey Middle School (middle), rated B; South Whidbey Elementary School (elementary), rated B+. All sit in South Whidbey School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does , , WA compare to other homes in Island County?

Among the 40,461 homes in Island County, it is worth more than 26% of them ($492,777 against a typical $627,059), its price per square foot is higher than 43% of them ($338 against a typical $359), it is bigger than 37% of them (1,458 ft² against a typical 1,703 ft²), its lot is bigger than 26% of them (0.24 ac against a typical 0.75 ac) and it is newer than almost all of them (2024 against a typical 1989). These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on , , WA?

The 2025 property tax bill for , , WA was $397. The county assessed it at $495,845.

Closest homes

Assigned schools

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