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Single Family ResidenceResidential
$314,206$180 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $303,000 on Jun 9, 2025

10261 RUFFIAN RTE

DAPHNE, AL 36526
3
Beds
2
Baths
1,747 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
2023
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$314K
$291K low$337K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$303,000 · Jun 9, 2025
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$71,806
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$57,445
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.77%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$242,400
NBKC BANK · recorded Jun 9, 2025

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,352 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$29,400 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$6,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$23,400
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$29,400
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$293,900

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.58
78
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
34
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
96
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
71
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
15
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.63 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyBaldwin
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Mat/Raft Foundation (Slab)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Yes

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Jubilee Elementary School
Elementary · Grades KG–6 · 1.1 mi
M
W. J. Carroll Middle SchoolA
Middle · Grades 7–8 · 3.4 mi
H
Daphne High SchoolA+
High · Grades 9–12 · 4.1 mi

District: Baldwin County School District

Neighborhood · ZIP 36526These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.45
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.87
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.25

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.24%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.7.6%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.8%
PopulationHow many people live in this area.36,082
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.936 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$88,687
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$101,136
Average tempThe average temperature here across a full year.67°F
Annual precipHow much rain and melted snow falls here in a typical year.68 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

10261 Ruffian Rte measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 67% of homes in Baldwin County
  • Costs less per square foot than 68% of homes in Baldwin County
  • Smaller than 66% of homes in Daphne 36526
  • Among the newest homes in Daphne 36526

What homes are worth in Daphne 36526

Each bar is how many homes fall in that price range. The marker is this home.

This home
$121K$1.1M

This home is worth more than 40% of homes in Daphne 36526.

How it measures up in Daphne 36526

The dot is this home. The mark in the middle is the typical home in Daphne 36526.

Estimated value$314,206
CheaperTypical $344,158Pricier

Pricier than 40% of homes nearby

Price per ft²$180
CheaperTypical $179Pricier

Pricier than 52% of homes nearby

Living area1,747 ft²
SmallerTypical 1,986 ft²Bigger

Bigger than 34% of homes nearby

Year built2023
OlderTypical 2001Newer

Newer than almost all homes nearby

How 10261 Ruffian Rte ranks against every home in each area.
MeasureThis homeDaphne 36526Baldwin County
Estimated valuepricier than$314,20640% of homes33% of homes
Price per ft²pricier than$18052% of homes32% of homes
Living areabigger than1,747 ft²34% of homes49% of homes
Year builtnewer than2023almost all homesalmost all homes

About 10261 Ruffian Rte

How much is 10261 Ruffian Rte, Daphne, AL worth?

The TopHap Estimate for 10261 Ruffian Rte, Daphne, AL is $314,206 as of Jul 14, 2026. The likely range is $291,099 to $337,313. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 10261 Ruffian Rte, Daphne, AL last sell?

10261 Ruffian Rte, Daphne, AL last sold on Jun 9, 2025 for $303,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 10261 Ruffian Rte, Daphne, AL?

10261 Ruffian Rte, Daphne, AL has 3 bedrooms, 2 bathrooms and 1,747 square feet of living space.

When was 10261 Ruffian Rte, Daphne, AL built?

10261 Ruffian Rte, Daphne, AL was built in 2023, making it 3 years old. The building has 1 story.

What schools serve 10261 Ruffian Rte, Daphne, AL?

10261 Ruffian Rte, Daphne, AL is assigned to Jubilee Elementary School (elementary); W. J. Carroll Middle School (middle), rated A; Daphne High School (high), rated A+. All sit in Baldwin County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 10261 Ruffian Rte, Daphne, AL compare to other homes in Daphne 36526?

Among the 14,240 homes in Daphne 36526, it is worth more than 40% of them ($314,206 against a typical $344,158), its price per square foot is higher than 52% of them ($180 against a typical $179), it is bigger than 34% of them (1,747 ft² against a typical 1,986 ft²) and it is newer than almost all of them (2023 against a typical 2001). Measured against all of Baldwin County, it is worth more than 33% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 10261 Ruffian Rte, Daphne, AL?

The 2024 property tax bill for 10261 Ruffian Rte, Daphne, AL was $1,352. The county assessed it at $29,400.

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Assigned schools

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See this home in context

Open 10261 Ruffian Rteon TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

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