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Single Family ResidenceResidential
$335,978$192 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $291,580 on Sep 23, 2022

10295 RUFFIAN RTE

DAPHNE, AL 36526
4
Beds
2
Baths
1,747 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
2022
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$336K
$312K low$359K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$291,580 · Sep 23, 2022
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$70,736
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$56,589
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.79%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$265,242
DHI MORTGAGE COMPANY LTD · recorded Sep 23, 2022

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,257 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$28,300 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$6,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$22,300
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$26,840
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$283,000

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.14 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyBaldwin
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Mat/Raft Foundation (Slab)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Yes

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Jubilee Elementary School
Elementary · Grades KG–6 · 1.1 mi
M
W. J. Carroll Middle SchoolA
Middle · Grades 7–8 · 3.4 mi
H
Daphne High SchoolA+
High · Grades 9–12 · 4.1 mi

District: Baldwin County School District

Neighborhood · ZIP 36526These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.45
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.87
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.25

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.24%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.7.6%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.8%
PopulationHow many people live in this area.36,082
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.936 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$88,687
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$101,136
Average tempThe average temperature here across a full year.67°F
Annual precipHow much rain and melted snow falls here in a typical year.68 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

10295 Ruffian Rte measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs more per square foot than 66% of homes in Daphne 36526
  • Smaller than 66% of homes in Daphne 36526
  • Newer than 97% of homes in Daphne 36526

What homes are worth in Daphne 36526

Each bar is how many homes fall in that price range. The marker is this home.

This home
$119K$1.1M

This home is worth more than 48% of homes in Daphne 36526.

How it measures up in Daphne 36526

The dot is this home. The mark in the middle is the typical home in Daphne 36526.

Estimated value$335,978
CheaperTypical $344,561Pricier

Pricier than 48% of homes nearby

Price per ft²$192
CheaperTypical $178Pricier

Pricier than 66% of homes nearby

Living area1,747 ft²
SmallerTypical 1,988 ft²Bigger

Bigger than 34% of homes nearby

Year built2022
OlderTypical 2001Newer

Newer than 97% of homes nearby

How 10295 Ruffian Rte ranks against every home in each area.
MeasureThis homeDaphne 36526Baldwin County
Estimated valuepricier than$335,97848% of homes39% of homes
Price per ft²pricier than$19266% of homes41% of homes
Living areabigger than1,747 ft²34% of homes49% of homes
Year builtnewer than202297% of homes97% of homes

About 10295 Ruffian Rte

How much is 10295 Ruffian Rte, Daphne, AL worth?

The TopHap Estimate for 10295 Ruffian Rte, Daphne, AL is $335,978 as of Jul 14, 2026. The likely range is $312,457 to $359,499. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 10295 Ruffian Rte, Daphne, AL last sell?

10295 Ruffian Rte, Daphne, AL last sold on Sep 23, 2022 for $291,580, according to the county's recorded deed.

How big is 10295 Ruffian Rte, Daphne, AL?

10295 Ruffian Rte, Daphne, AL has 4 bedrooms, 2 bathrooms and 1,747 square feet of living space.

When was 10295 Ruffian Rte, Daphne, AL built?

10295 Ruffian Rte, Daphne, AL was built in 2022, making it 4 years old. The building has 1 story.

What schools serve 10295 Ruffian Rte, Daphne, AL?

10295 Ruffian Rte, Daphne, AL is assigned to Jubilee Elementary School (elementary); W. J. Carroll Middle School (middle), rated A; Daphne High School (high), rated A+. All sit in Baldwin County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 10295 Ruffian Rte, Daphne, AL compare to other homes in Daphne 36526?

Among the 14,240 homes in Daphne 36526, it is worth more than 48% of them ($335,978 against a typical $344,561), its price per square foot is higher than 66% of them ($192 against a typical $178), it is bigger than 34% of them (1,747 ft² against a typical 1,988 ft²) and it is newer than 97% of them (2022 against a typical 2001). Measured against all of Baldwin County, it is worth more than 39% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 10295 Ruffian Rte, Daphne, AL?

The 2024 property tax bill for 10295 Ruffian Rte, Daphne, AL was $1,257. The county assessed it at $28,300.

More homes on Ruffian Rte

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Assigned schools

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