Skip to content
Skip to content
TopHapOpen in map
Single Family ResidenceResidential
$924,168$263 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 96How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

10972 ROCKVALE RD

ROCKVALE, TN 37153
0
Baths
3,519 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
3.3 ac
Lot SizeThe size of the land the home sits on, from county records.
2017
Year BuiltThe year the home was originally built, according to county records.

Valuation

$924K
$883K low$965K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$99,168
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$79,334
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.92%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$600,000
FIRST NB OF MIDDLE TENNESSEE · recorded Nov 10, 2022
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$225,000
ASCEND FCU

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,134 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$167,050 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$23,550
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$143,500
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$167,050
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$668,200

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.18 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyRutherford
Lot (acres)The size of the land the home sits on, from county records.3.30
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Block (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Aluminum
HeatingThe type of heating system in the home.Heat Pump
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Rockvale Elementary SchoolB-
Elementary · Grades KG–5 · 4.1 mi
M
Rockvale Middle SchoolA-
Middle · Grades 6–8 · 4.4 mi
H
Rockvale High SchoolA-
High · Grades 9–12 · 4.5 mi

District: Rutherford County School District

Neighborhood · ZIP 37153These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.112
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.131
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.53

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.24%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.5.1%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.7,139
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.127 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$87,867
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$116,433
Average tempThe average temperature here across a full year.59°F
Annual precipHow much rain and melted snow falls here in a typical year.55 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.56%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

10972 Rockvale Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 97% of homes in Rutherford County
  • Costs more per square foot than 82% of homes in Rutherford County
  • Bigger than 96% of homes in Rutherford County
  • Has a bigger lot than 90% of homes in Rutherford County
  • Newer than 81% of homes in Rutherford County

What homes are worth in Rockvale 37153

Each bar is how many homes fall in that price range. The marker is this home.

This home
$223K$1.4M

This home is worth more than 94% of homes in Rockvale 37153.

How it measures up in Rockvale 37153

The dot is this home. The mark in the middle is the typical home in Rockvale 37153.

Estimated value$924,168
CheaperTypical $477,860Pricier

Pricier than 94% of homes nearby

Price per ft²$263
CheaperTypical $250Pricier

Pricier than 61% of homes nearby

Living area3,519 ft²
SmallerTypical 1,954 ft²Bigger

Bigger than 95% of homes nearby

Lot size3.3 ac
SmallerTypical 1.4 acBigger

Bigger than 63% of homes nearby

Year built2017
OlderTypical 1999Newer

Newer than 76% of homes nearby

How 10972 Rockvale Rd ranks against every home in each area.
MeasureThis homeRockvale 37153Rutherford County
Estimated valuepricier than$924,16894% of homes97% of homes
Price per ft²pricier than$26361% of homes82% of homes
Living areabigger than3,519 ft²95% of homes96% of homes
Lot sizebigger than3.3 ac63% of homes90% of homes
Year builtnewer than201776% of homes81% of homes

About 10972 Rockvale Rd

How much is 10972 Rockvale Rd, Rockvale, TN worth?

The TopHap Estimate for 10972 Rockvale Rd, Rockvale, TN is $924,168 as of Jul 14, 2026. The likely range is $883,082 to $965,254. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 10972 Rockvale Rd, Rockvale, TN?

10972 Rockvale Rd, Rockvale, TN has 3,519 square feet of living space and a 3.30-acre lot.

When was 10972 Rockvale Rd, Rockvale, TN built?

10972 Rockvale Rd, Rockvale, TN was built in 2017, making it 9 years old.

What schools serve 10972 Rockvale Rd, Rockvale, TN?

10972 Rockvale Rd, Rockvale, TN is assigned to Rockvale Elementary School (elementary), rated B-; Rockvale Middle School (middle), rated A-; Rockvale High School (high), rated A-. All sit in Rutherford County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 10972 Rockvale Rd, Rockvale, TN compare to other homes in Rockvale 37153?

Among the 2,602 homes in Rockvale 37153, it is worth more than 94% of them ($924,168 against a typical $477,860), its price per square foot is higher than 61% of them ($263 against a typical $250), it is bigger than 95% of them (3,519 ft² against a typical 1,954 ft²), its lot is bigger than 63% of them (3.3 ac against a typical 1.4 ac) and it is newer than 76% of them (2017 against a typical 1999). Measured against all of Rutherford County, it is worth more than 97% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 10972 Rockvale Rd, Rockvale, TN?

The 2025 property tax bill for 10972 Rockvale Rd, Rockvale, TN was $3,134. The county assessed it at $167,050.

More homes on Rockvale Rd

Closest homes

More homes in Rockvale 37153

Assigned schools

Explore the area

See this home in context

Open 10972 Rockvale Rd on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map