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Single Family ResidenceResidential
$554,405$413 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 94How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

12 RIVER ST

CERRILLOS, NM 87010
2
Beds
2 / 1
Baths
1,341 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1923
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$554K
$523K low$586K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$362,422
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$289,938
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.38%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$141,983
ERA MORTGAGE · recorded Jun 4, 2013
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$50,000
BANK OF AMERICA

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,136 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$152,754 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$10,034
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$142,720
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$148,306
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$458,263

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.12 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountySanta Fe
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2004
ConstructionThe main material the home's frame and walls are built from.Stone
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.None
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Amy Biehl Community School at Rancho ViejoC-
Elementary · Grades PK–6 · 13.2 mi
H
Santa Fe High School
High · Grades 9–12 · 15.1 mi
M
Milagro Middle SchoolB
Middle · Grades 7–8 · 17.6 mi

District: Santa Fe Public Schools

Neighborhood · ZIP 87010These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.149
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.90
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.99

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.85%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.35%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.11%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.8%
PopulationHow many people live in this area.1,412
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.8 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$50,812
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$62,509
Average tempThe average temperature here across a full year.51°F
Annual precipHow much rain and melted snow falls here in a typical year.15 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.76%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.Yes

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

12 River St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 68% of homes in Cerrillos 87010
  • Costs more per square foot than 79% of homes in Cerrillos 87010
  • Older than 96% of homes in Santa Fe County

What homes are worth in Cerrillos 87010

Each bar is how many homes fall in that price range. The marker is this home.

This home
$180K$1.4M

This home is worth more than 68% of homes in Cerrillos 87010.

How it measures up in Cerrillos 87010

The dot is this home. The mark in the middle is the typical home in Cerrillos 87010.

Estimated value$554,405
CheaperTypical $439,061Pricier

Pricier than 68% of homes nearby

Price per ft²$413
CheaperTypical $322Pricier

Pricier than 79% of homes nearby

Living area1,341 ft²
SmallerTypical 1,383 ft²Bigger

Bigger than 48% of homes nearby

Year built1923
OlderTypical 1988Newer

Newer than 7% of homes nearby

How 12 River St ranks against every home in each area.
MeasureThis homeCerrillos 87010Santa Fe County
Estimated valuepricier than$554,40568% of homes51% of homes
Price per ft²pricier than$41379% of homes72% of homes
Living areabigger than1,341 ft²48% of homes36% of homes
Year builtnewer than19237% of homes4% of homes

About 12 River St

How much is 12 River St, Cerrillos, NM worth?

The TopHap Estimate for 12 River St, Cerrillos, NM is $554,405 as of Jul 14, 2026. The likely range is $523,285 to $585,525. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 12 River St, Cerrillos, NM last sell?

12 River St, Cerrillos, NM last sold on Oct 10, 2008, according to the county's recorded deed.

How big is 12 River St, Cerrillos, NM?

12 River St, Cerrillos, NM has 2 bedrooms, 2 bathrooms and 1,341 square feet of living space.

When was 12 River St, Cerrillos, NM built?

12 River St, Cerrillos, NM was built in 1923, making it 103 years old. The building has 1 story.

What schools serve 12 River St, Cerrillos, NM?

12 River St, Cerrillos, NM is assigned to Amy Biehl Community School at Rancho Viejo (elementary), rated C-; Santa Fe High School (high); Milagro Middle School (middle), rated B. All sit in Santa Fe Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 12 River St, Cerrillos, NM compare to other homes in Cerrillos 87010?

Among the 753 homes in Cerrillos 87010, it is worth more than 68% of them ($554,405 against a typical $439,061), its price per square foot is higher than 79% of them ($413 against a typical $322), it is bigger than 48% of them (1,341 ft² against a typical 1,383 ft²) and it is newer than 7% of them (1923 against a typical 1988). Measured against all of Santa Fe County, it is worth more than 51% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 12 River St, Cerrillos, NM?

The 2025 property tax bill for 12 River St, Cerrillos, NM was $3,136. The county assessed it at $152,754.

More homes on River St

Closest homes

More homes in Cerrillos 87010

Assigned schools

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