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Single Family ResidenceResidential
$348,795$398 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 94How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

3 RIVER ST

CERRILLOS, NM 87010
2
Beds
1
Baths
876 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.11 ac
Lot SizeThe size of the land the home sits on, from county records.
1967
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
4
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$349K
$328K low$370K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$122,270
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$97,816
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.77%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$226,525
UNITED WHOLESALE MORTGAGE · recorded Apr 15, 2025

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,571 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$75,531 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$10,748
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$64,783
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$73,332
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$226,594

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Conventional
CountySanta Fe
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1998
Lot (acres)The size of the land the home sits on, from county records.0.12
ConstructionThe main material the home's frame and walls are built from.Adobe
RoofThe main material covering the roof, such as asphalt shingle or tile.Metal
HeatingThe type of heating system in the home.Baseboard
CoolingThe type of cooling or air conditioning in the home.None
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Amy Biehl Community School at Rancho ViejoC-
Elementary · Grades PK–6 · 13.1 mi
H
Santa Fe High School
High · Grades 9–12 · 15.1 mi
M
Milagro Middle SchoolB
Middle · Grades 7–8 · 17.6 mi

District: Santa Fe Public Schools

Neighborhood · ZIP 87010These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.149
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.90
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.99

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.85%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.35%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.11%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.8%
PopulationHow many people live in this area.1,412
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.8 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$50,812
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$62,509
Average tempThe average temperature here across a full year.51°F
Annual precipHow much rain and melted snow falls here in a typical year.15 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.76%

Ownership

Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3 River St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 86% of homes in Santa Fe County
  • Costs more per square foot than 76% of homes in Cerrillos 87010
  • Smaller than 91% of homes in Santa Fe County
  • Has a smaller lot than 98% of homes in Cerrillos 87010
  • Older than 76% of homes in Santa Fe County

What homes are worth in Cerrillos 87010

Each bar is how many homes fall in that price range. The marker is this home.

This home
$180K$1.4M

This home is worth more than 26% of homes in Cerrillos 87010.

How it measures up in Cerrillos 87010

The dot is this home. The mark in the middle is the typical home in Cerrillos 87010.

Estimated value$348,795
CheaperTypical $439,061Pricier

Pricier than 26% of homes nearby

Price per ft²$398
CheaperTypical $322Pricier

Pricier than 76% of homes nearby

Living area876 ft²
SmallerTypical 1,383 ft²Bigger

Bigger than 23% of homes nearby

Lot size0.11 ac
SmallerTypical 20 acBigger

Bigger than 2% of homes nearby

Year built1967
OlderTypical 1988Newer

Newer than 30% of homes nearby

How 3 River St ranks against every home in each area.
MeasureThis homeCerrillos 87010Santa Fe County
Estimated valuepricier than$348,79526% of homes14% of homes
Price per ft²pricier than$39876% of homes69% of homes
Living areabigger than876 ft²23% of homes9% of homes
Lot sizebigger than0.11 ac2% of homes12% of homes
Year builtnewer than196730% of homes24% of homes

About 3 River St

How much is 3 River St, Cerrillos, NM worth?

The TopHap Estimate for 3 River St, Cerrillos, NM is $348,795 as of Jul 14, 2026. The likely range is $327,651 to $369,939. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3 River St, Cerrillos, NM last sell?

3 River St, Cerrillos, NM last sold on Feb 14, 2025, according to the county's recorded deed.

How big is 3 River St, Cerrillos, NM?

3 River St, Cerrillos, NM has 2 bedrooms, 1 bathrooms, 876 square feet of living space and a 0.12-acre lot.

When was 3 River St, Cerrillos, NM built?

3 River St, Cerrillos, NM was built in 1967, making it 59 years old. It is a conventional home. The building has 1 story.

What schools serve 3 River St, Cerrillos, NM?

3 River St, Cerrillos, NM is assigned to Amy Biehl Community School at Rancho Viejo (elementary), rated C-; Santa Fe High School (high); Milagro Middle School (middle), rated B. All sit in Santa Fe Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3 River St, Cerrillos, NM compare to other homes in Cerrillos 87010?

Among the 753 homes in Cerrillos 87010, it is worth more than 26% of them ($348,795 against a typical $439,061), its price per square foot is higher than 76% of them ($398 against a typical $322), it is bigger than 23% of them (876 ft² against a typical 1,383 ft²), its lot is bigger than 2% of them (0.11 ac against a typical 20 ac) and it is newer than 30% of them (1967 against a typical 1988). Measured against all of Santa Fe County, it is worth more than 14% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3 River St, Cerrillos, NM?

The 2025 property tax bill for 3 River St, Cerrillos, NM was $1,571. The county assessed it at $75,531.

More homes on River St

Closest homes

More homes in Cerrillos 87010

Assigned schools

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