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Single Family ResidenceResidential
$1,080,682$360 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 82How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $1,000,000 on May 22, 2025

120 W RIVER ST

MILFORD, CT 06460
4
Beds
2 / 1
Baths
3,002 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.36 ac
Lot SizeThe size of the land the home sits on, from county records.
1790
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
9
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$1.1M
$887K low$1.3M high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$1,000,000 · May 22, 2025
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$0
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$0
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.102%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$750,000
FIRST FEDERAL BANK · P · recorded May 22, 2025
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$343,218
UNITED WHOLESALE MORTGAGE

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$15,034 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$508,760 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$188,290
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$320,470
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$508,760
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$356,132

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.8 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Colonial
CountySOUTH CENTRAL CONNECTICUT
Lot (acres)The size of the land the home sits on, from county records.0.36
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(5)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Harborside Middle SchoolA+
Middle · Grades 6–8 · 0.3 mi
E
Orange Avenue Elementary SchoolA-
Elementary · Grades KG–5 · 0.8 mi
H
Joseph A. Foran High SchoolB+
High · Grades 9–12 · 2.5 mi

District: Milford School District

Neighborhood · ZIP 06460These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.97
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.115
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.67

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.28%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.4.8%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.34,502
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.2,316 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$107,943
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$133,999
Average tempThe average temperature here across a full year.52°F
Annual precipHow much rain and melted snow falls here in a typical year.47 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

120 W River St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 96% of homes in Downtown / Harbor / Post Road South
  • Costs more per square foot than 78% of homes in South Central Connecticut County
  • Bigger than 95% of homes in Milford 06460
  • Has a bigger lot than 86% of homes in Milford 06460
  • Among the oldest homes in Milford 06460

What homes are worth in Milford 06460

Each bar is how many homes fall in that price range. The marker is this home.

This home
$238K$1.6M

This home is worth more than 94% of homes in Milford 06460.

How it measures up in Milford 06460

The dot is this home. The mark in the middle is the typical home in Milford 06460.

Estimated value$1,080,682
CheaperTypical $525,912Pricier

Pricier than 94% of homes nearby

Price per ft²$360
CheaperTypical $373Pricier

Pricier than 44% of homes nearby

Living area3,002 ft²
SmallerTypical 1,396 ft²Bigger

Bigger than 95% of homes nearby

Lot size0.36 ac
SmallerTypical 0.2 acBigger

Bigger than 86% of homes nearby

Year built1790
OlderTypical 1955Newer

Older than almost all homes nearby

How 120 W River St ranks against every home in each area.
MeasureThis homeDowntown / Harbor / Post Road SouthMilford 06460South Central Connecticut County
Estimated valuepricier than$1,080,68296% of homes94% of homes96% of homes
Price per ft²pricier than$36054% of homes44% of homes78% of homes
Living areabigger than3,002 ft²94% of homes95% of homes92% of homes
Lot sizebigger than0.36 ac74% of homes86% of homes56% of homes
Year builtnewer than1790almost no homesalmost no homesalmost no homes

About 120 W River St

How much is 120 W River St, Milford, CT worth?

The TopHap Estimate for 120 W River St, Milford, CT is $1,080,682 as of Jul 14, 2026. The likely range is $886,529 to $1,274,835. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 120 W River St, Milford, CT last sell?

120 W River St, Milford, CT last sold on May 22, 2025 for $1,000,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 120 W River St, Milford, CT?

120 W River St, Milford, CT has 4 bedrooms, 2 bathrooms, 3,002 square feet of living space and a 0.36-acre lot.

When was 120 W River St, Milford, CT built?

120 W River St, Milford, CT was built in 1790, making it 236 years old. It is a colonial home. The building has 2 stories.

What schools serve 120 W River St, Milford, CT?

120 W River St, Milford, CT is assigned to Harborside Middle School (middle), rated A+; Orange Avenue Elementary School (elementary), rated A-; Joseph A. Foran High School (high), rated B+. All sit in Milford School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 120 W River St, Milford, CT compare to other homes in Milford 06460?

Among the 14,182 homes in Milford 06460, it is worth more than 94% of them ($1,080,682 against a typical $525,912), its price per square foot is higher than 44% of them ($360 against a typical $373), it is bigger than 95% of them (3,002 ft² against a typical 1,396 ft²), its lot is bigger than 86% of them (0.36 ac against a typical 0.2 ac) and it is newer than almost none of them (1790 against a typical 1955). Measured against all of South Central Connecticut County, it is worth more than 96% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 120 W River St, Milford, CT?

The 2025 property tax bill for 120 W River St, Milford, CT was $15,034. The county assessed it at $508,760.

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See this home in context

Open 120 W River Ston TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

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