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Single Family ResidenceResidential
$406,982$208 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 91How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $115,000 on Jan 24, 2000

232 W RIVER ST

MILFORD, CT 06460
4
Beds
1.5
Baths
1,957 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.32 ac
Lot SizeThe size of the land the home sits on, from county records.
1790
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
9
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$407K
$369K low$445K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$115,000 · Jan 24, 2000
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$266,982
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$213,586
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.34%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$90,000
PEOPLES UNITED BANK · recorded Mar 8, 2018
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$50,000
PEOPLES BANK

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$7,085 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$239,770 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$87,940
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$151,830
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$239,770
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$167,839

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.44
25
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
13
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
61
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
96
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
29
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.2 in
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.0.2 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Conventional
CountySOUTH CENTRAL CONNECTICUT
Lot (acres)The size of the land the home sits on, from county records.0.32
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Hot Water
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Harborside Middle SchoolA+
Middle · Grades 6–8 · 0.5 mi
E
Orange Avenue Elementary SchoolA-
Elementary · Grades KG–5 · 0.7 mi
H
Joseph A. Foran High SchoolB+
High · Grades 9–12 · 2.6 mi

District: Milford School District

Neighborhood · ZIP 06460These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.97
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.115
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.67

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.28%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.4.8%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.34,502
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.2,316 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$107,943
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$133,999
Average tempThe average temperature here across a full year.52°F
Annual precipHow much rain and melted snow falls here in a typical year.47 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

232 W River St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 85% of homes in Downtown / Harbor / Post Road South
  • Among the lowest price per square foot in Downtown / Harbor / Post Road South
  • Bigger than 78% of homes in Milford 06460
  • Has a bigger lot than 80% of homes in Milford 06460
  • Among the oldest homes in Milford 06460

What homes are worth in Milford 06460

Each bar is how many homes fall in that price range. The marker is this home.

This home
$237K$1.5M

This home is worth more than 16% of homes in Milford 06460.

How it measures up in Milford 06460

The dot is this home. The mark in the middle is the typical home in Milford 06460.

Estimated value$406,982
CheaperTypical $524,925Pricier

Pricier than 16% of homes nearby

Price per ft²$208
CheaperTypical $375Pricier

Cheaper than almost all homes nearby

Living area1,957 ft²
SmallerTypical 1,394 ft²Bigger

Bigger than 78% of homes nearby

Lot size0.32 ac
SmallerTypical 0.2 acBigger

Bigger than 80% of homes nearby

Year built1790
OlderTypical 1955Newer

Older than almost all homes nearby

How 232 W River St ranks against every home in each area.
MeasureThis homeDowntown / Harbor / Post Road SouthMilford 06460South Central Connecticut County
Estimated valuepricier than$406,98215% of homes16% of homes41% of homes
Price per ft²pricier than$208almost no homesalmost no homes11% of homes
Living areabigger than1,957 ft²69% of homes78% of homes69% of homes
Lot sizebigger than0.32 ac63% of homes80% of homes52% of homes
Year builtnewer than1790almost no homesalmost no homesalmost no homes

About 232 W River St

How much is 232 W River St, Milford, CT worth?

The TopHap Estimate for 232 W River St, Milford, CT is $406,982 as of Jul 14, 2026. The likely range is $369,191 to $444,773. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 232 W River St, Milford, CT last sell?

232 W River St, Milford, CT last sold on Jan 24, 2000 for $115,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 232 W River St, Milford, CT?

232 W River St, Milford, CT has 4 bedrooms, 1.5 bathrooms, 1,957 square feet of living space and a 0.32-acre lot.

When was 232 W River St, Milford, CT built?

232 W River St, Milford, CT was built in 1790, making it 236 years old. It is a conventional home. The building has 2 stories.

What schools serve 232 W River St, Milford, CT?

232 W River St, Milford, CT is assigned to Harborside Middle School (middle), rated A+; Orange Avenue Elementary School (elementary), rated A-; Joseph A. Foran High School (high), rated B+. All sit in Milford School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 232 W River St, Milford, CT compare to other homes in Milford 06460?

Among the 14,182 homes in Milford 06460, it is worth more than 16% of them ($406,982 against a typical $524,925), its price per square foot is higher than almost none of them ($208 against a typical $375), it is bigger than 78% of them (1,957 ft² against a typical 1,394 ft²), its lot is bigger than 80% of them (0.32 ac against a typical 0.2 ac) and it is newer than almost none of them (1790 against a typical 1955). Measured against all of South Central Connecticut County, it is worth more than 41% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 232 W River St, Milford, CT?

The 2025 property tax bill for 232 W River St, Milford, CT was $7,085. The county assessed it at $239,770.

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See this home in context

Open 232 W River Ston TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

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