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Single Family ResidenceResidential
$131,975$56 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 87How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $65,000 on Jun 22, 2005

13320 STATE ROUTE 38

RICHFORD, NY 13835
4
Beds
1.5
Baths
2,340 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.19 ac
Lot SizeThe size of the land the home sits on, from county records.
1900
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.

Valuation

$132K
$115K low$149K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$65,000 · Jun 22, 2005
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$73,475
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$58,780
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.47%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$58,500
COMMONFUND MORTGAGE CORP · recorded Jun 22, 2005

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,127 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$71,800 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$5,500
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$66,300
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$71,800
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$102,571

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.37 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.34%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Traditional/Old
CountyTIOGA
Lot (acres)The size of the land the home sits on, from county records.0.19
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Newark Valley Senior High SchoolB-
High · Grades 8–12 · 8.2 mi
M
Newark Valley Middle SchoolB-
Middle · Grades 4–7 · 8.7 mi
E
Nathan T Hall SchoolF
Elementary · Grades PK–3 · 8.8 mi

District: Newark Valley Central School District

Neighborhood · ZIP 13835These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.148
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.94
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.33

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.86%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.9.7%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.17%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.1,456
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.33 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$63,532
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$77,298
Average tempThe average temperature here across a full year.45°F
Annual precipHow much rain and melted snow falls here in a typical year.40 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.49%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

13320 State Route 38 measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 83% of homes in Tioga County
  • Costs less per square foot than 96% of homes in Tioga County
  • Bigger than 92% of homes in Richford 13835
  • Has a smaller lot than 98% of homes in Richford 13835
  • Older than 80% of homes in Tioga County

What homes are worth in Richford 13835

Each bar is how many homes fall in that price range. The marker is this home.

This home
$56K$398K

This home is worth more than 30% of homes in Richford 13835.

How it measures up in Richford 13835

The dot is this home. The mark in the middle is the typical home in Richford 13835.

Estimated value$131,975
CheaperTypical $162,815Pricier

Pricier than 30% of homes nearby

Price per ft²$56
CheaperTypical $110Pricier

Pricier than 5% of homes nearby

Living area2,340 ft²
SmallerTypical 1,344 ft²Bigger

Bigger than 92% of homes nearby

Lot size0.19 ac
SmallerTypical 5 acBigger

Bigger than 2% of homes nearby

Year built1900
OlderTypical 1983Newer

Newer than 21% of homes nearby

How 13320 State Route 38 ranks against every home in each area.
MeasureThis homeRichford 13835Tioga County
Estimated valuepricier than$131,97530% of homes17% of homes
Price per ft²pricier than$565% of homes4% of homes
Living areabigger than2,340 ft²92% of homes86% of homes
Lot sizebigger than0.19 ac2% of homes7% of homes
Year builtnewer than190021% of homes20% of homes

About 13320 State Route 38

How much is 13320 State Route 38, Richford, NY worth?

The TopHap Estimate for 13320 State Route 38, Richford, NY is $131,975 as of Jul 14, 2026. The likely range is $115,018 to $148,932. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 13320 State Route 38, Richford, NY last sell?

13320 State Route 38, Richford, NY last sold on Jun 22, 2005 for $65,000, according to the county's recorded deed.

How big is 13320 State Route 38, Richford, NY?

13320 State Route 38, Richford, NY has 4 bedrooms, 1.5 bathrooms, 2,340 square feet of living space and a 0.19-acre lot.

When was 13320 State Route 38, Richford, NY built?

13320 State Route 38, Richford, NY was built in 1900, making it 126 years old. It is a traditional/old home. The building has 2 stories.

What schools serve 13320 State Route 38, Richford, NY?

13320 State Route 38, Richford, NY is assigned to Newark Valley Senior High School (high), rated B-; Newark Valley Middle School (middle), rated B-; Nathan T Hall School (elementary), rated F. All sit in Newark Valley Central School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 13320 State Route 38, Richford, NY compare to other homes in Richford 13835?

Among the 668 homes in Richford 13835, it is worth more than 30% of them ($131,975 against a typical $162,815), its price per square foot is higher than 5% of them ($56 against a typical $110), it is bigger than 92% of them (2,340 ft² against a typical 1,344 ft²), its lot is bigger than 2% of them (0.19 ac against a typical 5 ac) and it is newer than 21% of them (1900 against a typical 1983). Measured against all of Tioga County, it is worth more than 17% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 13320 State Route 38, Richford, NY?

The 2025 property tax bill for 13320 State Route 38, Richford, NY was $3,127. The county assessed it at $71,800.

More homes on State Route 38

Closest homes

More homes in Richford 13835

Assigned schools

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