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Single Family ResidenceResidential
$217,769$120 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 86How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $189,740 on Jul 31, 2024

13331 STATE ROUTE 38

RICHFORD, NY 13835
4
Beds
1.5
Baths
1,816 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.38 ac
Lot SizeThe size of the land the home sits on, from county records.
1900
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$218K
$188K low$248K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$189,740 · Jul 31, 2024
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$23,950
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$19,160
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.85%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$193,819
MORTGAGE RESEARCH CENTER LLC · recorded Jul 31, 2024

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$8,092 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$122,400 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$9,800
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$112,600
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$122,400
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$174,857

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.49
81
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
5
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
56
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
90
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
15
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.46 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.34%

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Traditional/Old
CountyTIOGA
Lot (acres)The size of the land the home sits on, from county records.0.39
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(4)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Newark Valley Senior High SchoolB-
High · Grades 8–12 · 8.2 mi
M
Newark Valley Middle SchoolB-
Middle · Grades 4–7 · 8.8 mi
E
Nathan T Hall SchoolF
Elementary · Grades PK–3 · 8.8 mi

District: Newark Valley Central School District

Neighborhood · ZIP 13835These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.148
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.94
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.33

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.86%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.9.7%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.17%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.1,456
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.33 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$63,532
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$77,298
Average tempThe average temperature here across a full year.45°F
Annual precipHow much rain and melted snow falls here in a typical year.40 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.49%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

13331 State Route 38 measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 73% of homes in Richford 13835
  • Bigger than 80% of homes in Richford 13835
  • Has a smaller lot than 93% of homes in Richford 13835
  • Older than 80% of homes in Tioga County

What homes are worth in Richford 13835

Each bar is how many homes fall in that price range. The marker is this home.

This home
$56K$398K

This home is worth more than 73% of homes in Richford 13835.

How it measures up in Richford 13835

The dot is this home. The mark in the middle is the typical home in Richford 13835.

Estimated value$217,769
CheaperTypical $162,815Pricier

Pricier than 73% of homes nearby

Price per ft²$120
CheaperTypical $110Pricier

Pricier than 58% of homes nearby

Living area1,816 ft²
SmallerTypical 1,344 ft²Bigger

Bigger than 80% of homes nearby

Lot size0.38 ac
SmallerTypical 5 acBigger

Bigger than 7% of homes nearby

Year built1900
OlderTypical 1983Newer

Newer than 21% of homes nearby

How 13331 State Route 38 ranks against every home in each area.
MeasureThis homeRichford 13835Tioga County
Estimated valuepricier than$217,76973% of homes58% of homes
Price per ft²pricier than$12058% of homes41% of homes
Living areabigger than1,816 ft²80% of homes64% of homes
Lot sizebigger than0.38 ac7% of homes26% of homes
Year builtnewer than190021% of homes20% of homes

About 13331 State Route 38

How much is 13331 State Route 38, Richford, NY worth?

The TopHap Estimate for 13331 State Route 38, Richford, NY is $217,769 as of Jul 14, 2026. The likely range is $187,577 to $247,961. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 13331 State Route 38, Richford, NY last sell?

13331 State Route 38, Richford, NY last sold on Jul 31, 2024 for $189,740, according to the county's recorded deed. TopHap holds 4 recorded sales for this parcel.

How big is 13331 State Route 38, Richford, NY?

13331 State Route 38, Richford, NY has 4 bedrooms, 1.5 bathrooms, 1,816 square feet of living space and a 0.39-acre lot.

When was 13331 State Route 38, Richford, NY built?

13331 State Route 38, Richford, NY was built in 1900, making it 126 years old. It is a traditional/old home. The building has 1 story.

What schools serve 13331 State Route 38, Richford, NY?

13331 State Route 38, Richford, NY is assigned to Newark Valley Senior High School (high), rated B-; Newark Valley Middle School (middle), rated B-; Nathan T Hall School (elementary), rated F. All sit in Newark Valley Central School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 13331 State Route 38, Richford, NY compare to other homes in Richford 13835?

Among the 668 homes in Richford 13835, it is worth more than 73% of them ($217,769 against a typical $162,815), its price per square foot is higher than 58% of them ($120 against a typical $110), it is bigger than 80% of them (1,816 ft² against a typical 1,344 ft²), its lot is bigger than 7% of them (0.38 ac against a typical 5 ac) and it is newer than 21% of them (1900 against a typical 1983). Measured against all of Tioga County, it is worth more than 58% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 13331 State Route 38, Richford, NY?

The 2025 property tax bill for 13331 State Route 38, Richford, NY was $8,092. The county assessed it at $122,400.

More homes on State Route 38

Closest homes

More homes in Richford 13835

Assigned schools

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