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Single Family ResidenceResidential
$413,256$244 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 96How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $410,000 on May 8, 2026

23 RACHAEL ST

SPRINGFIELD, MA 01129
3
Beds
1.5
Baths
1,695 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.25 ac
Lot SizeThe size of the land the home sits on, from county records.
1969
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
7
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$413K
$397K low$429K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$410,000 · May 8, 2026
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$53,256
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$42,605
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.87%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$360,000
PEOPLES BANK HOLYOKE · 6.38% · recorded May 8, 2026

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$5,755 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$367,000 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$60,500
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$306,500
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$363,300
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$341,620

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Colonial
CountyHAMPDEN
Lot (acres)The size of the land the home sits on, from county records.0.25
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck

Transaction History(7)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Mary M WalshB
Elementary · Grades PK–5 · 1.0 mi
H
Springfield Public Day High SchoolF
High · Grades 9–12 · 3.8 mi
M
STEM Middle AcademyD+
Middle · Grades 6–8 · 3.9 mi

District: Springfield School District

Neighborhood · ZIP 01129These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.71
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.93
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.59

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.19%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.10%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.6%
PopulationHow many people live in this area.7,240
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.2,067 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$75,127
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$99,843
Average tempThe average temperature here across a full year.49°F
Annual precipHow much rain and melted snow falls here in a typical year.47 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.50%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

23 Rachael St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 94% of homes in Sixteen Acres
  • Bigger than 84% of homes in Sixteen Acres
  • Has a smaller lot than 70% of homes in Springfield 01129
  • Newer than 68% of homes in Hampden County

What homes are worth in Springfield 01129

Each bar is how many homes fall in that price range. The marker is this home.

This home
$198K$510K

This home is worth more than 92% of homes in Springfield 01129.

How it measures up in Springfield 01129

The dot is this home. The mark in the middle is the typical home in Springfield 01129.

Estimated value$413,256
CheaperTypical $315,672Pricier

Pricier than 92% of homes nearby

Price per ft²$244
CheaperTypical $247Pricier

Pricier than 47% of homes nearby

Living area1,695 ft²
SmallerTypical 1,232 ft²Bigger

Bigger than 78% of homes nearby

Lot size0.25 ac
SmallerTypical 0.27 acBigger

Bigger than 30% of homes nearby

Year built1969
OlderTypical 1971Newer

Newer than 48% of homes nearby

How 23 Rachael St ranks against every home in each area.
MeasureThis homeSixteen AcresSpringfield 01129Hampden County
Estimated valuepricier than$413,25694% of homes92% of homes71% of homes
Price per ft²pricier than$24441% of homes47% of homes49% of homes
Living areabigger than1,695 ft²84% of homes78% of homes58% of homes
Lot sizebigger than0.25 ac40% of homes30% of homes42% of homes
Year builtnewer than196962% of homes48% of homes68% of homes

About 23 Rachael St

How much is 23 Rachael St, Springfield, MA worth?

The TopHap Estimate for 23 Rachael St, Springfield, MA is $413,256 as of Jul 14, 2026. The likely range is $397,171 to $429,341. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 23 Rachael St, Springfield, MA last sell?

23 Rachael St, Springfield, MA last sold on May 8, 2026 for $410,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 23 Rachael St, Springfield, MA?

23 Rachael St, Springfield, MA has 3 bedrooms, 1.5 bathrooms, 1,695 square feet of living space and a 0.25-acre lot.

When was 23 Rachael St, Springfield, MA built?

23 Rachael St, Springfield, MA was built in 1969, making it 57 years old. It is a colonial home. The building has 2 stories.

What schools serve 23 Rachael St, Springfield, MA?

23 Rachael St, Springfield, MA is assigned to Mary M Walsh (elementary), rated B; Springfield Public Day High School (high), rated F; STEM Middle Academy (middle), rated D+. All sit in Springfield School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 23 Rachael St, Springfield, MA compare to other homes in Springfield 01129?

Among the 2,759 homes in Springfield 01129, it is worth more than 92% of them ($413,256 against a typical $315,672), its price per square foot is higher than 47% of them ($244 against a typical $247), it is bigger than 78% of them (1,695 ft² against a typical 1,232 ft²), its lot is bigger than 30% of them (0.25 ac against a typical 0.27 ac) and it is newer than 48% of them (1969 against a typical 1971). Measured against all of Hampden County, it is worth more than 71% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 23 Rachael St, Springfield, MA?

The 2025 property tax bill for 23 Rachael St, Springfield, MA was $5,755. The county assessed it at $367,000.

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See this home in context

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