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Single Family ResidenceResidential
$325,080$228 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 91How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $160,000 on May 2, 2005

31 RACHAEL ST

SPRINGFIELD, MA 01129
3
Beds
1.5
Baths
1,428 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.25 ac
Lot SizeThe size of the land the home sits on, from county records.
1969
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$325K
$296K low$354K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$160,000 · May 2, 2005
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$72,080
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$57,664
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.76%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$240,000
NEWREZ LLC · R · recorded Jun 6, 2022
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$13,000
BANK OF AMERICA

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,996 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$318,600 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$60,500
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$258,100
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$313,300
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$318,440

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Cape Cod
CountyHAMPDEN
Lot (acres)The size of the land the home sits on, from county records.0.25
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Mary M WalshB
Elementary · Grades PK–5 · 1.0 mi
H
Springfield Public Day High SchoolF
High · Grades 9–12 · 3.8 mi
M
STEM Middle AcademyD+
Middle · Grades 6–8 · 3.9 mi

District: Springfield School District

Neighborhood · ZIP 01129These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.71
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.93
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.59

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.19%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.10%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.6%
PopulationHow many people live in this area.7,240
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.2,067 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$75,127
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$99,843
Average tempThe average temperature here across a full year.49°F
Annual precipHow much rain and melted snow falls here in a typical year.47 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.50%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

31 Rachael St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs less per square foot than 73% of homes in Sixteen Acres
  • Bigger than 68% of homes in Sixteen Acres
  • Has a smaller lot than 70% of homes in Springfield 01129
  • Newer than 68% of homes in Hampden County

What homes are worth in Springfield 01129

Each bar is how many homes fall in that price range. The marker is this home.

This home
$196K$504K

This home is worth more than 57% of homes in Springfield 01129.

How it measures up in Springfield 01129

The dot is this home. The mark in the middle is the typical home in Springfield 01129.

Estimated value$325,080
CheaperTypical $315,364Pricier

Pricier than 57% of homes nearby

Price per ft²$228
CheaperTypical $248Pricier

Pricier than 30% of homes nearby

Living area1,428 ft²
SmallerTypical 1,230 ft²Bigger

Bigger than 64% of homes nearby

Lot size0.25 ac
SmallerTypical 0.27 acBigger

Bigger than 30% of homes nearby

Year built1969
OlderTypical 1970Newer

Newer than 48% of homes nearby

How 31 Rachael St ranks against every home in each area.
MeasureThis homeSixteen AcresSpringfield 01129Hampden County
Estimated valuepricier than$325,08059% of homes57% of homes44% of homes
Price per ft²pricier than$22827% of homes30% of homes36% of homes
Living areabigger than1,428 ft²68% of homes64% of homes44% of homes
Lot sizebigger than0.25 ac39% of homes30% of homes42% of homes
Year builtnewer than196962% of homes48% of homes68% of homes

About 31 Rachael St

How much is 31 Rachael St, Springfield, MA worth?

The TopHap Estimate for 31 Rachael St, Springfield, MA is $325,080 as of Jul 14, 2026. The likely range is $295,915 to $354,245. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 31 Rachael St, Springfield, MA last sell?

31 Rachael St, Springfield, MA last sold on May 2, 2005 for $160,000, according to the county's recorded deed.

How big is 31 Rachael St, Springfield, MA?

31 Rachael St, Springfield, MA has 3 bedrooms, 1.5 bathrooms, 1,428 square feet of living space and a 0.25-acre lot.

When was 31 Rachael St, Springfield, MA built?

31 Rachael St, Springfield, MA was built in 1969, making it 57 years old. It is a cape cod home. The building has 2 stories.

What schools serve 31 Rachael St, Springfield, MA?

31 Rachael St, Springfield, MA is assigned to Mary M Walsh (elementary), rated B; Springfield Public Day High School (high), rated F; STEM Middle Academy (middle), rated D+. All sit in Springfield School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 31 Rachael St, Springfield, MA compare to other homes in Springfield 01129?

Among the 2,759 homes in Springfield 01129, it is worth more than 57% of them ($325,080 against a typical $315,364), its price per square foot is higher than 30% of them ($228 against a typical $248), it is bigger than 64% of them (1,428 ft² against a typical 1,230 ft²), its lot is bigger than 30% of them (0.25 ac against a typical 0.27 ac) and it is newer than 48% of them (1969 against a typical 1970). Measured against all of Hampden County, it is worth more than 44% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 31 Rachael St, Springfield, MA?

The 2025 property tax bill for 31 Rachael St, Springfield, MA was $4,996. The county assessed it at $318,600.

More homes on Rachael St

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Assigned schools

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