Skip to content
Skip to content
TopHapOpen in map
Single Family ResidenceResidential
$218,053$133 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 86How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $192,500 on May 25, 2022

3449 ROCKY RIDGE DR

OXFORD, AL 36203
2
Baths
1,635 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.54 ac
Lot SizeThe size of the land the home sits on, from county records.
1990
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$218K
$187K low$249K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$192,500 · May 25, 2022
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$154,453
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$123,562
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.28%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$63,600
CHEAHA BANK · recorded Dec 3, 2012

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$678 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$18,430 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$3,480
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$14,950
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$17,590
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$185,254

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.1 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyTalladega
Lot (acres)The size of the land the home sits on, from county records.0.54
RoofThe main material covering the roof, such as asphalt shingle or tile.Metal
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Foreclosure Filings(1)

Neighborhood · ZIP 36203These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.83
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.85
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.68

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.92%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.14%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.15%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.18,484
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.349 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$64,257
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$87,186
Average tempThe average temperature here across a full year.61°F
Annual precipHow much rain and melted snow falls here in a typical year.54 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3449 Rocky Ridge Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Has a smaller lot than 66% of homes in Talladega County
  • Newer than 67% of homes in Talladega County

What homes are worth in Oxford 36203

Each bar is how many homes fall in that price range. The marker is this home.

This home
$47K$547K

This home is worth more than 61% of homes in Oxford 36203.

How it measures up in Oxford 36203

The dot is this home. The mark in the middle is the typical home in Oxford 36203.

Estimated value$218,053
CheaperTypical $188,988Pricier

Pricier than 61% of homes nearby

Price per ft²$133
CheaperTypical $123Pricier

Pricier than 60% of homes nearby

Living area1,635 ft²
SmallerTypical 1,585 ft²Bigger

Bigger than 54% of homes nearby

Lot size0.54 ac
SmallerTypical 0.45 acBigger

Bigger than 64% of homes nearby

Year built1990
OlderTypical 1984Newer

Newer than 60% of homes nearby

How 3449 Rocky Ridge Dr ranks against every home in each area.
MeasureThis homeOxford 36203Talladega County
Estimated valuepricier than$218,05361% of homes62% of homes
Price per ft²pricier than$13360% of homes56% of homes
Living areabigger than1,635 ft²54% of homes64% of homes
Lot sizebigger than0.54 ac64% of homes34% of homes
Year builtnewer than199060% of homes67% of homes

About 3449 Rocky Ridge Dr

How much is 3449 Rocky Ridge Dr, Oxford, AL worth?

The TopHap Estimate for 3449 Rocky Ridge Dr, Oxford, AL is $218,053 as of Jul 14, 2026. The likely range is $187,441 to $248,665. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3449 Rocky Ridge Dr, Oxford, AL last sell?

3449 Rocky Ridge Dr, Oxford, AL last sold on May 25, 2022 for $192,500, according to the county's recorded deed.

How big is 3449 Rocky Ridge Dr, Oxford, AL?

3449 Rocky Ridge Dr, Oxford, AL has 2 bathrooms, 1,635 square feet of living space and a 0.54-acre lot.

When was 3449 Rocky Ridge Dr, Oxford, AL built?

3449 Rocky Ridge Dr, Oxford, AL was built in 1990, making it 36 years old. The building has 1 story.

How does 3449 Rocky Ridge Dr, Oxford, AL compare to other homes in Oxford 36203?

Among the 6,970 homes in Oxford 36203, it is worth more than 61% of them ($218,053 against a typical $188,988), its price per square foot is higher than 60% of them ($133 against a typical $123), it is bigger than 54% of them (1,635 ft² against a typical 1,585 ft²), its lot is bigger than 64% of them (0.54 ac against a typical 0.45 ac) and it is newer than 60% of them (1990 against a typical 1984). Measured against all of Talladega County, it is worth more than 62% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3449 Rocky Ridge Dr, Oxford, AL?

The 2024 property tax bill for 3449 Rocky Ridge Dr, Oxford, AL was $678. The county assessed it at $18,430.

More homes on Rocky Ridge Dr

Closest homes

More homes in Oxford 36203

Explore the area

See this home in context

Open 3449 Rocky Ridge Dr on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map