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Single Family ResidenceResidential
$161,204$144 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 80How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $116,238 on Jul 1, 2026

3521 ROCKY RIDGE DR

OXFORD, AL 36203
2 / 1
Baths
1,116 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.39 ac
Lot SizeThe size of the land the home sits on, from county records.
1990
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$161K
$129K low$193K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$116,238 · Jul 1, 2026
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$52,195
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$41,756
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.67%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$109,009
JACKSON TOWNSHIP · 6.51% · recorded Jul 1, 2026

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$529 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$14,709 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$2,580
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$12,129
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$13,780
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$147,098

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyTALLADEGA
Lot (acres)The size of the land the home sits on, from county records.0.39
RoofThe main material covering the roof, such as asphalt shingle or tile.Metal
HeatingThe type of heating system in the home.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Neighborhood · ZIP 36203These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.83
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.85
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.68

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.92%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.14%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.15%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.18,484
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.349 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$64,257
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$87,186
Average tempThe average temperature here across a full year.61°F
Annual precipHow much rain and melted snow falls here in a typical year.54 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.Yes

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3521 Rocky Ridge Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs more per square foot than 70% of homes in Oxford 36203
  • Smaller than 86% of homes in Oxford 36203
  • Has a smaller lot than 76% of homes in Talladega County
  • Newer than 67% of homes in Talladega County

What homes are worth in Oxford 36203

Each bar is how many homes fall in that price range. The marker is this home.

This home
$47K$543K

This home is worth more than 37% of homes in Oxford 36203.

How it measures up in Oxford 36203

The dot is this home. The mark in the middle is the typical home in Oxford 36203.

Estimated value$161,204
CheaperTypical $189,651Pricier

Pricier than 37% of homes nearby

Price per ft²$144
CheaperTypical $123Pricier

Pricier than 70% of homes nearby

Living area1,116 ft²
SmallerTypical 1,582 ft²Bigger

Bigger than 14% of homes nearby

Lot size0.39 ac
SmallerTypical 0.45 acBigger

Bigger than 38% of homes nearby

Year built1990
OlderTypical 1983Newer

Newer than 60% of homes nearby

How 3521 Rocky Ridge Dr ranks against every home in each area.
MeasureThis homeOxford 36203Talladega County
Estimated valuepricier than$161,20437% of homes44% of homes
Price per ft²pricier than$14470% of homes62% of homes
Living areabigger than1,116 ft²14% of homes24% of homes
Lot sizebigger than0.39 ac38% of homes24% of homes
Year builtnewer than199060% of homes67% of homes

About 3521 Rocky Ridge Dr

How much is 3521 Rocky Ridge Dr, Oxford, AL worth?

The TopHap Estimate for 3521 Rocky Ridge Dr, Oxford, AL is $161,204 as of Jul 14, 2026. The likely range is $129,252 to $193,156. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3521 Rocky Ridge Dr, Oxford, AL last sell?

3521 Rocky Ridge Dr, Oxford, AL last sold on Jul 1, 2026 for $116,238, according to the county's recorded deed.

How big is 3521 Rocky Ridge Dr, Oxford, AL?

3521 Rocky Ridge Dr, Oxford, AL has 2 bathrooms, 1,116 square feet of living space and a 0.39-acre lot.

When was 3521 Rocky Ridge Dr, Oxford, AL built?

3521 Rocky Ridge Dr, Oxford, AL was built in 1990, making it 36 years old. The building has 1 story.

How does 3521 Rocky Ridge Dr, Oxford, AL compare to other homes in Oxford 36203?

Among the 6,970 homes in Oxford 36203, it is worth more than 37% of them ($161,204 against a typical $189,651), its price per square foot is higher than 70% of them ($144 against a typical $123), it is bigger than 14% of them (1,116 ft² against a typical 1,582 ft²), its lot is bigger than 38% of them (0.39 ac against a typical 0.45 ac) and it is newer than 60% of them (1990 against a typical 1983). Measured against all of Talladega County, it is worth more than 44% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3521 Rocky Ridge Dr, Oxford, AL?

The 2025 property tax bill for 3521 Rocky Ridge Dr, Oxford, AL was $529. The county assessed it at $14,709.

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Open 3521 Rocky Ridge Dron TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

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