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Rural ResidenceResidential
$1,413,971$689 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 94How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

36944 ROCKY RIDGE LN

POLSON, MT 59860
4
Beds
3 / 1
Baths
2,052 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.56 ac
Lot SizeThe size of the land the home sits on, from county records.
1998
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
8
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$1.4M
$1.3M low$1.5M high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$413,971
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$331,177
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.71%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$1,000,000
VALLEY BANK OF RONAN · recorded Nov 15, 2024

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$7,154 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$1,501,500 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$1,501,500
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$1,501,500

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.197 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Rural Residence
StyleThe architectural style of the home, such as ranch or colonial.Tlog Home
CountyLake
Lot (acres)The size of the land the home sits on, from county records.0.56
ConstructionThe main material the home's frame and walls are built from.Log
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Concrete
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 140 ft²Porch · 140 ft²Boat access

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Cherry Valley School
Elementary · Grades PK–1 · 6.4 mi
M
Polson Middle SchoolB-
Middle · Grades 5–8 · 6.9 mi
H
Polson High SchoolC+
High · Grades 9–12 · 7.0 mi

District: Polson Elementary School District

Neighborhood · ZIP 59860These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.120
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.107
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.259

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.77%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.18%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.17%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.12,689
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.32 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$56,007
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$73,247
Average tempThe average temperature here across a full year.44°F
Annual precipHow much rain and melted snow falls here in a typical year.20 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.52%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

36944 Rocky Ridge Ln measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 86% of homes in Polson 59860
  • Costs more per square foot than 76% of homes in Polson 59860
  • Bigger than 81% of homes in Lake County
  • Has a smaller lot than 68% of homes in Lake County
  • Newer than 69% of homes in Lake County

What homes are worth in Polson 59860

Each bar is how many homes fall in that price range. The marker is this home.

This home
$200K$3.4M

This home is worth more than 86% of homes in Polson 59860.

How it measures up in Polson 59860

The dot is this home. The mark in the middle is the typical home in Polson 59860.

Estimated value$1,413,971
CheaperTypical $651,419Pricier

Pricier than 86% of homes nearby

Price per ft²$689
CheaperTypical $424Pricier

Pricier than 76% of homes nearby

Living area2,052 ft²
SmallerTypical 1,440 ft²Bigger

Bigger than 80% of homes nearby

Lot size0.56 ac
SmallerTypical 0.81 acBigger

Bigger than 42% of homes nearby

Year built1998
OlderTypical 1985Newer

Newer than 67% of homes nearby

How 36944 Rocky Ridge Ln ranks against every home in each area.
MeasureThis homePolson 59860Lake County
Estimated valuepricier than$1,413,97186% of homes85% of homes
Price per ft²pricier than$68976% of homes73% of homes
Living areabigger than2,052 ft²80% of homes81% of homes
Lot sizebigger than0.56 ac42% of homes32% of homes
Year builtnewer than199867% of homes69% of homes

About 36944 Rocky Ridge Ln

How much is 36944 Rocky Ridge Ln, Polson, MT worth?

The TopHap Estimate for 36944 Rocky Ridge Ln, Polson, MT is $1,413,971 as of Jul 14, 2026. The likely range is $1,334,181 to $1,493,761. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 36944 Rocky Ridge Ln, Polson, MT last sell?

36944 Rocky Ridge Ln, Polson, MT last sold on Nov 15, 2024, according to the county's recorded deed.

How big is 36944 Rocky Ridge Ln, Polson, MT?

36944 Rocky Ridge Ln, Polson, MT has 4 bedrooms, 3 bathrooms, 2,052 square feet of living space and a 0.56-acre lot.

When was 36944 Rocky Ridge Ln, Polson, MT built?

36944 Rocky Ridge Ln, Polson, MT was built in 1998, making it 28 years old. It is a tlog home home. The building has 1 story.

What schools serve 36944 Rocky Ridge Ln, Polson, MT?

36944 Rocky Ridge Ln, Polson, MT is assigned to Cherry Valley School (elementary); Polson Middle School (middle), rated B-; Polson High School (high), rated C+. All sit in Polson Elementary School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 36944 Rocky Ridge Ln, Polson, MT compare to other homes in Polson 59860?

Among the 6,153 homes in Polson 59860, it is worth more than 86% of them ($1,413,971 against a typical $651,419), its price per square foot is higher than 76% of them ($689 against a typical $424), it is bigger than 80% of them (2,052 ft² against a typical 1,440 ft²), its lot is bigger than 42% of them (0.56 ac against a typical 0.81 ac) and it is newer than 67% of them (1998 against a typical 1985). Measured against all of Lake County, it is worth more than 85% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 36944 Rocky Ridge Ln, Polson, MT?

The 2025 property tax bill for 36944 Rocky Ridge Ln, Polson, MT was $7,154. The county assessed it at $1,501,500.

More homes on Rocky Ridge Ln

Closest homes

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Assigned schools

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