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Rural ResidenceResidential
$2,017,255$747 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 87How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

36951 ROCKY RIDGE LN

POLSON, MT 59860
3
Beds
5 / 1
Baths
2,700 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.65 ac
Lot SizeThe size of the land the home sits on, from county records.
2006
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
8
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$2M
$1.8M low$2.3M high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$0
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$0
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.105%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$1,305,000
BANC OF CALIFORNIA NA · 4.12% 1 · recorded Mar 30, 2017
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$630,000
SERVICEMASTER ACCEPTANCE COMPANY LP
3rd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$250,000

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$12,006 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$1,993,400 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$1,993,400
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$1,993,400

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.197 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Rural Residence
StyleThe architectural style of the home, such as ranch or colonial.Conventional
CountyLake
Lot (acres)The size of the land the home sits on, from county records.0.65
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Concrete
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 54 ft²Porch · 288 ft²Boat access

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Cherry Valley School
Elementary · Grades PK–1 · 6.3 mi
M
Polson Middle SchoolB-
Middle · Grades 5–8 · 6.9 mi
H
Polson High SchoolC+
High · Grades 9–12 · 7.0 mi

District: Polson Elementary School District

Neighborhood · ZIP 59860These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.120
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.107
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.259

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.77%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.18%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.17%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.12,689
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.32 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$56,007
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$73,247
Average tempThe average temperature here across a full year.44°F
Annual precipHow much rain and melted snow falls here in a typical year.20 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.52%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.Yes

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

36951 Rocky Ridge Ln measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 95% of homes in Polson 59860
  • Costs more per square foot than 79% of homes in Polson 59860
  • Bigger than 93% of homes in Lake County
  • Has a smaller lot than 65% of homes in Lake County
  • Newer than 84% of homes in Lake County

What homes are worth in Polson 59860

Each bar is how many homes fall in that price range. The marker is this home.

This home
$205K$3.3M

This home is worth more than 95% of homes in Polson 59860.

How it measures up in Polson 59860

The dot is this home. The mark in the middle is the typical home in Polson 59860.

Estimated value$2,017,255
CheaperTypical $654,507Pricier

Pricier than 95% of homes nearby

Price per ft²$747
CheaperTypical $423Pricier

Pricier than 79% of homes nearby

Living area2,700 ft²
SmallerTypical 1,444 ft²Bigger

Bigger than 92% of homes nearby

Lot size0.65 ac
SmallerTypical 0.84 acBigger

Bigger than 45% of homes nearby

Year built2006
OlderTypical 1986Newer

Newer than 83% of homes nearby

How 36951 Rocky Ridge Ln ranks against every home in each area.
MeasureThis homePolson 59860Lake County
Estimated valuepricier than$2,017,25595% of homes93% of homes
Price per ft²pricier than$74779% of homes77% of homes
Living areabigger than2,700 ft²92% of homes93% of homes
Lot sizebigger than0.65 ac45% of homes35% of homes
Year builtnewer than200683% of homes84% of homes

About 36951 Rocky Ridge Ln

How much is 36951 Rocky Ridge Ln, Polson, MT worth?

The TopHap Estimate for 36951 Rocky Ridge Ln, Polson, MT is $2,017,255 as of Jul 14, 2026. The likely range is $1,753,869 to $2,280,641. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 36951 Rocky Ridge Ln, Polson, MT?

36951 Rocky Ridge Ln, Polson, MT has 3 bedrooms, 5 bathrooms, 2,700 square feet of living space and a 0.65-acre lot.

When was 36951 Rocky Ridge Ln, Polson, MT built?

36951 Rocky Ridge Ln, Polson, MT was built in 2006, making it 20 years old. It is a conventional home. The building has 2 stories.

What schools serve 36951 Rocky Ridge Ln, Polson, MT?

36951 Rocky Ridge Ln, Polson, MT is assigned to Cherry Valley School (elementary); Polson Middle School (middle), rated B-; Polson High School (high), rated C+. All sit in Polson Elementary School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 36951 Rocky Ridge Ln, Polson, MT compare to other homes in Polson 59860?

Among the 6,153 homes in Polson 59860, it is worth more than 95% of them ($2,017,255 against a typical $654,507), its price per square foot is higher than 79% of them ($747 against a typical $423), it is bigger than 92% of them (2,700 ft² against a typical 1,444 ft²), its lot is bigger than 45% of them (0.65 ac against a typical 0.84 ac) and it is newer than 83% of them (2006 against a typical 1986). Measured against all of Lake County, it is worth more than 93% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 36951 Rocky Ridge Ln, Polson, MT?

The 2025 property tax bill for 36951 Rocky Ridge Ln, Polson, MT was $12,006. The county assessed it at $1,993,400.

More homes on Rocky Ridge Ln

Closest homes

More homes in Polson 59860

Assigned schools

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