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Rural ResidenceResidential
$144,984$148 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 76How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $325,000 on Jul 22, 2019

490 COLD WATER RANCH RD

RIDDLE, OR 97469
3
Beds
1
Baths
980 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1.6 ac
Lot SizeThe size of the land the home sits on, from county records.
1952
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$145K
$110K low$180K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$325,000 · Jul 22, 2019
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$144,984
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$115,987

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$132 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$13,470 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$13,078
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$92,160

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.47 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.6%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Rural Residence
CountyDouglas
Lot (acres)The size of the land the home sits on, from county records.1.60
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Concrete
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.None
ViewThe type of view from the property, or another feature of the site that affects value.Yes - Type Unknown

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Riddle Jr. / Sr. High SchoolD-
Middle · Grades 7–12 · 2.2 mi
E
Riddle Elementary SchoolC-
Elementary · Grades KG–6 · 2.6 mi

District: Riddle School District 70

Neighborhood · ZIP 97469These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.137
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.115
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.185

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.92%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.9.1%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.20%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.2,953
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.29 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$52,801
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$65,298
Average tempThe average temperature here across a full year.53°F
Annual precipHow much rain and melted snow falls here in a typical year.37 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.48%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

490 Cold Water Ranch Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 96% of homes in Douglas County
  • Costs less per square foot than 95% of homes in Douglas County
  • Smaller than 85% of homes in Douglas County
  • Has a bigger lot than 72% of homes in Douglas County
  • Older than 76% of homes in Douglas County

What homes are worth in Riddle 97469

Each bar is how many homes fall in that price range. The marker is this home.

This home
$111K$601K

This home is worth more than 8% of homes in Riddle 97469.

How it measures up in Riddle 97469

The dot is this home. The mark in the middle is the typical home in Riddle 97469.

Estimated value$144,984
CheaperTypical $239,171Pricier

Pricier than 8% of homes nearby

Price per ft²$148
CheaperTypical $184Pricier

Pricier than 18% of homes nearby

Living area980 ft²
SmallerTypical 1,296 ft²Bigger

Bigger than 22% of homes nearby

Lot size1.6 ac
SmallerTypical 0.9 acBigger

Bigger than 63% of homes nearby

Year built1952
OlderTypical 1960Newer

Newer than 30% of homes nearby

How 490 Cold Water Ranch Rd ranks against every home in each area.
MeasureThis homeRiddle 97469Douglas County
Estimated valuepricier than$144,9848% of homes4% of homes
Price per ft²pricier than$14818% of homes5% of homes
Living areabigger than980 ft²22% of homes15% of homes
Lot sizebigger than1.6 ac63% of homes72% of homes
Year builtnewer than195230% of homes24% of homes

About 490 Cold Water Ranch Rd

How much is 490 Cold Water Ranch Rd, Riddle, OR worth?

The TopHap Estimate for 490 Cold Water Ranch Rd, Riddle, OR is $144,984 as of Jul 14, 2026. The likely range is $110,116 to $179,852. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 490 Cold Water Ranch Rd, Riddle, OR last sell?

490 Cold Water Ranch Rd, Riddle, OR last sold on Jul 22, 2019 for $325,000, according to the county's recorded deed.

How big is 490 Cold Water Ranch Rd, Riddle, OR?

490 Cold Water Ranch Rd, Riddle, OR has 3 bedrooms, 1 bathrooms, 980 square feet of living space and a 1.60-acre lot.

When was 490 Cold Water Ranch Rd, Riddle, OR built?

490 Cold Water Ranch Rd, Riddle, OR was built in 1952, making it 74 years old. The building has 1 story.

What schools serve 490 Cold Water Ranch Rd, Riddle, OR?

490 Cold Water Ranch Rd, Riddle, OR is assigned to Riddle Jr. / Sr. High School (middle), rated D-; Riddle Elementary School (elementary), rated C-. All sit in Riddle School District 70. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 490 Cold Water Ranch Rd, Riddle, OR compare to other homes in Riddle 97469?

Among the 894 homes in Riddle 97469, it is worth more than 8% of them ($144,984 against a typical $239,171), its price per square foot is higher than 18% of them ($148 against a typical $184), it is bigger than 22% of them (980 ft² against a typical 1,296 ft²), its lot is bigger than 63% of them (1.6 ac against a typical 0.9 ac) and it is newer than 30% of them (1952 against a typical 1960). Measured against all of Douglas County, it is worth more than 4% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 490 Cold Water Ranch Rd, Riddle, OR?

The 2025 property tax bill for 490 Cold Water Ranch Rd, Riddle, OR was $132. The county assessed it at $13,470.

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