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Single Family ResidenceResidential
$184,981$164 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 94How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $124,500 on Nov 16, 2017

626 RUTTER ST

SAINT LIBORY, IL 62282
3
Baths
1,128 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.17 ac
Lot SizeThe size of the land the home sits on, from county records.
1984
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$185K
$175K low$195K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$124,500 · Nov 16, 2017
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$0
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$0
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.131%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$171,000
CROSSCOUNTRY MORTGAGE LLC · 7.37% 2 · recorded Feb 20, 2026
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$51,806
CROSSCOUNTRY MORTGAGE LLC

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,828 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$40,897 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$1,704
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$39,193
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$33,340
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$122,691

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.42
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
21
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
88
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
79
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
24
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyST. CLAIR
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1985
Lot (acres)The size of the land the home sits on, from county records.0.17
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.No Foundation
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Mixed
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 664 ft²Patio · 664 ft²Porch · 105 ft²

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
St Libory Elementary SchoolC+
Elementary · Grades KG–8 · 0.5 mi
H
Freeburg Community High SchoolA
High · Grades 9–12 · 11.2 mi

District: Freeburg Community High School District 77

Neighborhood · ZIP 62282These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.97
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.91
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.180

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.92%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.14%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.9.0%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.5%
PopulationHow many people live in this area.37
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.41 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$98,026
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$116,665
Average tempThe average temperature here across a full year.56°F
Annual precipHow much rain and melted snow falls here in a typical year.42 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

626 Rutter St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs more per square foot than 80% of homes in Saint Libory 62282
  • Has a smaller lot than 98% of homes in Saint Libory 62282
  • Newer than 66% of homes in St. Clair County

What homes are worth in Saint Libory 62282

Each bar is how many homes fall in that price range. The marker is this home.

This home
$72K$396K

This home is worth more than 62% of homes in Saint Libory 62282.

How it measures up in Saint Libory 62282

The dot is this home. The mark in the middle is the typical home in Saint Libory 62282.

Estimated value$184,981
CheaperTypical $160,100Pricier

Pricier than 62% of homes nearby

Price per ft²$164
CheaperTypical $126Pricier

Pricier than 80% of homes nearby

Living area1,128 ft²
SmallerTypical 1,270 ft²Bigger

Bigger than 40% of homes nearby

Lot size0.17 ac
SmallerTypical 0.37 acBigger

Bigger than 2% of homes nearby

Year built1984
OlderTypical 1975Newer

Newer than 64% of homes nearby

How 626 Rutter St ranks against every home in each area.
MeasureThis homeSaint Libory 62282St. Clair County
Estimated valuepricier than$184,98162% of homes53% of homes
Price per ft²pricier than$16480% of homes61% of homes
Living areabigger than1,128 ft²40% of homes45% of homes
Lot sizebigger than0.17 ac2% of homes23% of homes
Year builtnewer than198464% of homes66% of homes

About 626 Rutter St

How much is 626 Rutter St, Saint Libory, IL worth?

The TopHap Estimate for 626 Rutter St, Saint Libory, IL is $184,981 as of Jul 14, 2026. The likely range is $174,671 to $195,291. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 626 Rutter St, Saint Libory, IL last sell?

626 Rutter St, Saint Libory, IL last sold on Nov 16, 2017 for $124,500, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 626 Rutter St, Saint Libory, IL?

626 Rutter St, Saint Libory, IL has 3 bathrooms, 1,128 square feet of living space and a 0.17-acre lot.

When was 626 Rutter St, Saint Libory, IL built?

626 Rutter St, Saint Libory, IL was built in 1984, making it 42 years old. The building has 1 story.

What schools serve 626 Rutter St, Saint Libory, IL?

626 Rutter St, Saint Libory, IL is assigned to St Libory Elementary School (elementary), rated C+; Freeburg Community High School (high), rated A. All sit in Freeburg Community High School District 77. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 626 Rutter St, Saint Libory, IL compare to other homes in Saint Libory 62282?

Among the 289 homes in Saint Libory 62282, it is worth more than 62% of them ($184,981 against a typical $160,100), its price per square foot is higher than 80% of them ($164 against a typical $126), it is bigger than 40% of them (1,128 ft² against a typical 1,270 ft²), its lot is bigger than 2% of them (0.17 ac against a typical 0.37 ac) and it is newer than 64% of them (1984 against a typical 1975). Measured against all of St. Clair County, it is worth more than 53% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 626 Rutter St, Saint Libory, IL?

The 2024 property tax bill for 626 Rutter St, Saint Libory, IL was $2,828. The county assessed it at $40,897.

More homes on Rutter St

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More homes in Saint Libory 62282

Assigned schools

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