Skip to content
Skip to content
TopHapOpen in map
Single Family ResidenceResidential
$128,756
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 66How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $107,500 on Dec 30, 2019

632 RUTTER ST

SAINT LIBORY, IL 62282
0
Baths
0.17 ac
Lot SizeThe size of the land the home sits on, from county records.

Valuation

$129K
$85K low$172K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$107,500 · Dec 30, 2019
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$128,756
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$103,005

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$85 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$1,046 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$740
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$306
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$953
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$3,138

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.44
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
28
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
88
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
79
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
24
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyST. CLAIR
Lot (acres)The size of the land the home sits on, from county records.0.17
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
St Libory Elementary SchoolC+
Elementary · Grades KG–8 · 0.5 mi
H
Freeburg Community High SchoolA
High · Grades 9–12 · 11.2 mi

District: Freeburg Community High School District 77

Neighborhood · ZIP 62282These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.97
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.91
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.180

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.92%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.14%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.9.0%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.5%
PopulationHow many people live in this area.37
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.41 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$98,026
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$116,665
Average tempThe average temperature here across a full year.56°F
Annual precipHow much rain and melted snow falls here in a typical year.42 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

632 Rutter St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 68% of homes in Saint Libory 62282
  • Has a smaller lot than 98% of homes in Saint Libory 62282

What homes are worth in Saint Libory 62282

Each bar is how many homes fall in that price range. The marker is this home.

This home
$72K$396K

This home is worth more than 32% of homes in Saint Libory 62282.

How it measures up in Saint Libory 62282

The dot is this home. The mark in the middle is the typical home in Saint Libory 62282.

Estimated value$128,756
CheaperTypical $160,068Pricier

Pricier than 32% of homes nearby

Lot size0.17 ac
SmallerTypical 0.37 acBigger

Bigger than 2% of homes nearby

How 632 Rutter St ranks against every home in each area.
MeasureThis homeSaint Libory 62282St. Clair County
Estimated valuepricier than$128,75632% of homes37% of homes
Lot sizebigger than0.17 ac2% of homes24% of homes

About 632 Rutter St

How much is 632 Rutter St, Saint Libory, IL worth?

The TopHap Estimate for 632 Rutter St, Saint Libory, IL is $128,756 as of Jul 14, 2026. The likely range is $85,481 to $172,031. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 632 Rutter St, Saint Libory, IL last sell?

632 Rutter St, Saint Libory, IL last sold on Dec 30, 2019 for $107,500, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

What schools serve 632 Rutter St, Saint Libory, IL?

632 Rutter St, Saint Libory, IL is assigned to St Libory Elementary School (elementary), rated C+; Freeburg Community High School (high), rated A. All sit in Freeburg Community High School District 77. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 632 Rutter St, Saint Libory, IL compare to other homes in Saint Libory 62282?

Among the 289 homes in Saint Libory 62282, it is worth more than 32% of them ($128,756 against a typical $160,068) and its lot is bigger than 2% of them (0.17 ac against a typical 0.37 ac). Measured against all of St. Clair County, it is worth more than 37% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 632 Rutter St, Saint Libory, IL?

The 2024 property tax bill for 632 Rutter St, Saint Libory, IL was $85. The county assessed it at $1,046.

More homes on Rutter St

Closest homes

More homes in Saint Libory 62282

Assigned schools

Explore the area

See this home in context

Open 632 Rutter St on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map