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Rural ResidenceResidential
$1,496,653$658 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 82How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

638 RIVER RD

CASCADE, MT 59421
3
Beds
2
Baths
2,276 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
80 ac
Lot SizeThe size of the land the home sits on, from county records.
2021
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
11
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$1.5M
$1.2M low$1.8M high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$1,496,653
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$1,197,322

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,564 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$820,560 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$820,560
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$820,560

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.197 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Rural Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountyCascade
Lot (acres)The size of the land the home sits on, from county records.80.00
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Concrete
RoofThe main material covering the roof, such as asphalt shingle or tile.Metal
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.Mixed
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 156 ft²Shed · 600 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Cascade 7-8 SchoolA
Middle · Grades 7–8 · 8.5 mi
E
Cascade SchoolA+
Elementary · Grades PK–6 · 8.5 mi
H
Cascade High SchoolA-
High · Grades 9–12 · 8.5 mi

District: Cascade Elementary School District

Neighborhood · ZIP 59421These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.149
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.103
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.87

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.69%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.21%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.12%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.7%
PopulationHow many people live in this area.2,239
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.3 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$77,505
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$100,899
Average tempThe average temperature here across a full year.43°F
Annual precipHow much rain and melted snow falls here in a typical year.16 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.61%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

638 River Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Among the most valuable homes in Cascade County
  • Among the highest price per square foot in Cascade County
  • Bigger than 93% of homes in Cascade County
  • Has a bigger lot than 98% of homes in Cascade County
  • Newer than 98% of homes in Cascade County

What homes are worth in Cascade 59421

Each bar is how many homes fall in that price range. The marker is this home.

This home
$184K$1.5M

This home is worth more than almost all homes in Cascade 59421.

How it measures up in Cascade 59421

The dot is this home. The mark in the middle is the typical home in Cascade 59421.

Estimated value$1,496,653
CheaperTypical $473,192Pricier

Pricier than almost all homes nearby

Price per ft²$658
CheaperTypical $381Pricier

Pricier than 90% of homes nearby

Living area2,276 ft²
SmallerTypical 1,274 ft²Bigger

Bigger than 90% of homes nearby

Lot size80 ac
SmallerTypical 5.5 acBigger

Bigger than 92% of homes nearby

Year built2021
OlderTypical 1982Newer

Newer than 97% of homes nearby

How 638 River Rd ranks against every home in each area.
MeasureThis homeCascade 59421Cascade County
Estimated valuepricier than$1,496,653almost all homesalmost all homes
Price per ft²pricier than$65890% of homesalmost all homes
Living areabigger than2,276 ft²90% of homes93% of homes
Lot sizebigger than80 ac92% of homes98% of homes
Year builtnewer than202197% of homes98% of homes

About 638 River Rd

How much is 638 River Rd, Cascade, MT worth?

The TopHap Estimate for 638 River Rd, Cascade, MT is $1,496,653 as of Jul 14, 2026. The likely range is $1,233,211 to $1,760,095. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 638 River Rd, Cascade, MT?

638 River Rd, Cascade, MT has 3 bedrooms, 2 bathrooms, 2,276 square feet of living space and a 80.00-acre lot.

When was 638 River Rd, Cascade, MT built?

638 River Rd, Cascade, MT was built in 2021, making it 5 years old. It is a ranch home. The building has 1 story.

What schools serve 638 River Rd, Cascade, MT?

638 River Rd, Cascade, MT is assigned to Cascade 7-8 School (middle), rated A; Cascade School (elementary), rated A+; Cascade High School (high), rated A-. All sit in Cascade Elementary School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 638 River Rd, Cascade, MT compare to other homes in Cascade 59421?

Among the 1,606 homes in Cascade 59421, it is worth more than almost all of them ($1,496,653 against a typical $473,192), its price per square foot is higher than 90% of them ($658 against a typical $381), it is bigger than 90% of them (2,276 ft² against a typical 1,274 ft²), its lot is bigger than 92% of them (80 ac against a typical 5.5 ac) and it is newer than 97% of them (2021 against a typical 1982). Measured against all of Cascade County, it is worth more than almost all homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 638 River Rd, Cascade, MT?

The 2025 property tax bill for 638 River Rd, Cascade, MT was $4,564. The county assessed it at $820,560.

More homes on River Rd

Closest homes

More homes in Cascade 59421

Assigned schools

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