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Single Family ResidenceResidential
$735,212$167 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 94How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $583,900 on Sep 14, 2018

7400 RIVER RIDGE DR

CHATTANOOGA, TN 37416
4 / 1
Baths
4,406 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.21 ac
Lot SizeThe size of the land the home sits on, from county records.
1995
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.

Valuation

$735K
$692K low$779K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$583,900 · Sep 14, 2018
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$425,212
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$340,170
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.45%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$310,000
PEOPLES HM EQUITY · recorded Sep 14, 2018

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,480 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$163,600 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$125,250
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$654,400

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.197 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyHamilton
Lot (acres)The size of the land the home sits on, from county records.0.21
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Brown Middle SchoolC+
Middle · Grades 6–8 · 2.9 mi
H
Central High SchoolD+
High · Grades 9–12 · 3.0 mi
E
Harrison Elementary SchoolD
Elementary · Grades PK–5 · 3.0 mi

District: Hamilton County School District

Neighborhood · ZIP 37416These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.107
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.121
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.146

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.23%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.2%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.15,213
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,049 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$62,277
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$73,939
Average tempThe average temperature here across a full year.59°F
Annual precipHow much rain and melted snow falls here in a typical year.55 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.57%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

7400 River Ridge Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 95% of homes in Chattanooga 37416
  • Costs less per square foot than 76% of homes in Hamilton County
  • Bigger than 98% of homes in Chattanooga 37416
  • Has a smaller lot than 97% of homes in Harrison
  • Newer than 80% of homes in Chattanooga 37416

What homes are worth in Chattanooga 37416

Each bar is how many homes fall in that price range. The marker is this home.

This home
$138K$1.1M

This home is worth more than 95% of homes in Chattanooga 37416.

How it measures up in Chattanooga 37416

The dot is this home. The mark in the middle is the typical home in Chattanooga 37416.

Estimated value$735,212
CheaperTypical $286,570Pricier

Pricier than 95% of homes nearby

Price per ft²$167
CheaperTypical $176Pricier

Pricier than 41% of homes nearby

Living area4,406 ft²
SmallerTypical 1,703 ft²Bigger

Bigger than 98% of homes nearby

Lot size0.21 ac
SmallerTypical 0.39 acBigger

Bigger than 6% of homes nearby

Year built1995
OlderTypical 1969Newer

Newer than 80% of homes nearby

How 7400 River Ridge Dr ranks against every home in each area.
MeasureThis homeHarrisonChattanooga 37416Hamilton County
Estimated valuepricier than$735,21292% of homes95% of homes91% of homes
Price per ft²pricier than$16739% of homes41% of homes24% of homes
Living areabigger than4,406 ft²97% of homes98% of homes97% of homes
Lot sizebigger than0.21 ac3% of homes6% of homes18% of homes
Year builtnewer than199577% of homes80% of homes67% of homes

About 7400 River Ridge Dr

How much is 7400 River Ridge Dr, Chattanooga, TN worth?

The TopHap Estimate for 7400 River Ridge Dr, Chattanooga, TN is $735,212 as of Jul 14, 2026. The likely range is $691,646 to $778,778. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 7400 River Ridge Dr, Chattanooga, TN last sell?

7400 River Ridge Dr, Chattanooga, TN last sold on Sep 14, 2018 for $583,900, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 7400 River Ridge Dr, Chattanooga, TN?

7400 River Ridge Dr, Chattanooga, TN has 4 bathrooms, 4,406 square feet of living space and a 0.21-acre lot.

When was 7400 River Ridge Dr, Chattanooga, TN built?

7400 River Ridge Dr, Chattanooga, TN was built in 1995, making it 31 years old. The building has 2 stories.

What schools serve 7400 River Ridge Dr, Chattanooga, TN?

7400 River Ridge Dr, Chattanooga, TN is assigned to Brown Middle School (middle), rated C+; Central High School (high), rated D+; Harrison Elementary School (elementary), rated D. All sit in Hamilton County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 7400 River Ridge Dr, Chattanooga, TN compare to other homes in Chattanooga 37416?

Among the 5,762 homes in Chattanooga 37416, it is worth more than 95% of them ($735,212 against a typical $286,570), its price per square foot is higher than 41% of them ($167 against a typical $176), it is bigger than 98% of them (4,406 ft² against a typical 1,703 ft²), its lot is bigger than 6% of them (0.21 ac against a typical 0.39 ac) and it is newer than 80% of them (1995 against a typical 1969). Measured against all of Hamilton County, it is worth more than 91% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 7400 River Ridge Dr, Chattanooga, TN?

The 2025 property tax bill for 7400 River Ridge Dr, Chattanooga, TN was $2,480. The county assessed it at $163,600.

More homes on River Ridge Dr

Closest homes

More homes in Chattanooga 37416

Assigned schools

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