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Single Family ResidenceResidential
$2,376,253$170 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 58How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $200,000 on Aug 1, 2000

7428 RIVER RIDGE DR

CHATTANOOGA, TN 37416
8 / 2
Baths
14,009 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
4.42 ac
Lot SizeThe size of the land the home sits on, from county records.
2003
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$2.4M
$1.4M low$3.4M high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$200,000 · Aug 1, 2000
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$1,649,253
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$1,319,402
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.28%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$727,000
WELLS FARGO BANK NA · recorded Aug 10, 2012

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$21,026 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$1,387,200 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$675,750
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$5,548,800

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.48
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
28
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
89
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
96
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
30
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyHamilton
Lot (acres)The size of the land the home sits on, from county records.4.42
RoofThe main material covering the roof, such as asphalt shingle or tile.Slate
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(6)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Brown Middle SchoolC+
Middle · Grades 6–8 · 2.8 mi
H
Central High SchoolD+
High · Grades 9–12 · 2.8 mi
E
Harrison Elementary SchoolD
Elementary · Grades PK–5 · 2.9 mi

District: Hamilton County School District

Neighborhood · ZIP 37416These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.107
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.121
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.146

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.23%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.2%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.15,213
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,049 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$62,277
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$73,939
Average tempThe average temperature here across a full year.59°F
Annual precipHow much rain and melted snow falls here in a typical year.55 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.57%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.Yes

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

7428 River Ridge Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Among the most valuable homes in Harrison
  • Costs less per square foot than 73% of homes in Hamilton County
  • Among the largest homes in Harrison
  • Among the largest lots in Harrison
  • Newer than 86% of homes in Harrison

What homes are worth in Chattanooga 37416

Each bar is how many homes fall in that price range. The marker is this home.

This home
$138K$1.1M

This home is worth more than almost all homes in Chattanooga 37416.

How it measures up in Chattanooga 37416

The dot is this home. The mark in the middle is the typical home in Chattanooga 37416.

Estimated value$2,376,253
CheaperTypical $286,570Pricier

Pricier than almost all homes nearby

Price per ft²$170
CheaperTypical $176Pricier

Pricier than 44% of homes nearby

Living area14,009 ft²
SmallerTypical 1,703 ft²Bigger

Bigger than almost all homes nearby

Lot size4.42 ac
SmallerTypical 0.39 acBigger

Bigger than almost all homes nearby

Year built2003
OlderTypical 1969Newer

Newer than 85% of homes nearby

How 7428 River Ridge Dr ranks against every home in each area.
MeasureThis homeHarrisonChattanooga 37416Hamilton County
Estimated valuepricier than$2,376,253almost all homesalmost all homesalmost all homes
Price per ft²pricier than$17042% of homes44% of homes27% of homes
Living areabigger than14,009 ft²almost all homesalmost all homesalmost all homes
Lot sizebigger than4.42 acalmost all homesalmost all homes95% of homes
Year builtnewer than200386% of homes85% of homes76% of homes

About 7428 River Ridge Dr

How much is 7428 River Ridge Dr, Chattanooga, TN worth?

The TopHap Estimate for 7428 River Ridge Dr, Chattanooga, TN is $2,376,253 as of Jul 14, 2026. The likely range is $1,378,916 to $3,373,590. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 7428 River Ridge Dr, Chattanooga, TN last sell?

7428 River Ridge Dr, Chattanooga, TN last sold on Aug 1, 2000 for $200,000, according to the county's recorded deed. TopHap holds 4 recorded sales for this parcel.

How big is 7428 River Ridge Dr, Chattanooga, TN?

7428 River Ridge Dr, Chattanooga, TN has 8 bathrooms, 14,009 square feet of living space and a 4.42-acre lot.

When was 7428 River Ridge Dr, Chattanooga, TN built?

7428 River Ridge Dr, Chattanooga, TN was built in 2003, making it 23 years old. The building has 1 story.

What schools serve 7428 River Ridge Dr, Chattanooga, TN?

7428 River Ridge Dr, Chattanooga, TN is assigned to Brown Middle School (middle), rated C+; Central High School (high), rated D+; Harrison Elementary School (elementary), rated D. All sit in Hamilton County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 7428 River Ridge Dr, Chattanooga, TN compare to other homes in Chattanooga 37416?

Among the 5,762 homes in Chattanooga 37416, it is worth more than almost all of them ($2,376,253 against a typical $286,570), its price per square foot is higher than 44% of them ($170 against a typical $176), it is bigger than almost all of them (14,009 ft² against a typical 1,703 ft²), its lot is bigger than almost all of them (4.42 ac against a typical 0.39 ac) and it is newer than 85% of them (2003 against a typical 1969). Measured against all of Hamilton County, it is worth more than almost all homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 7428 River Ridge Dr, Chattanooga, TN?

The 2025 property tax bill for 7428 River Ridge Dr, Chattanooga, TN was $21,026. The county assessed it at $1,387,200.

More homes on River Ridge Dr

Closest homes

More homes in Chattanooga 37416

Assigned schools

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