Skip to content
Skip to content
TopHapOpen in map
Single Family ResidenceResidential
$184,405$138 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 84How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

3406 ROCKY RIDGE DR

OXFORD, AL 36203
6
Beds
2
Baths
1,340 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.47 ac
Lot SizeThe size of the land the home sits on, from county records.
1994
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$184K
$155K low$214K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$184,405
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$147,524

Tax & Assessment

Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$17,410 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$3,130
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$14,280
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$16,600
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$177,886

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.51
44
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
29
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
93
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
65
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
24
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.10 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyTalladega
Lot (acres)The size of the land the home sits on, from county records.0.47
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Block (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Shingle
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Carport (Unspecified)
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Neighborhood · ZIP 36203These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.83
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.85
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.68

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.92%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.14%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.15%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.18,484
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.349 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$64,257
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$87,186
Average tempThe average temperature here across a full year.61°F
Annual precipHow much rain and melted snow falls here in a typical year.54 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3406 Rocky Ridge Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Smaller than 68% of homes in Oxford 36203
  • Has a smaller lot than 70% of homes in Talladega County
  • Newer than 70% of homes in Talladega County

What homes are worth in Oxford 36203

Each bar is how many homes fall in that price range. The marker is this home.

This home
$48K$530K

This home is worth more than 48% of homes in Oxford 36203.

How it measures up in Oxford 36203

The dot is this home. The mark in the middle is the typical home in Oxford 36203.

Estimated value$184,405
CheaperTypical $189,405Pricier

Pricier than 48% of homes nearby

Price per ft²$138
CheaperTypical $123Pricier

Pricier than 64% of homes nearby

Living area1,340 ft²
SmallerTypical 1,588 ft²Bigger

Bigger than 32% of homes nearby

Lot size0.47 ac
SmallerTypical 0.45 acBigger

Bigger than 56% of homes nearby

Year built1994
OlderTypical 1983Newer

Newer than 65% of homes nearby

How 3406 Rocky Ridge Dr ranks against every home in each area.
MeasureThis homeOxford 36203Talladega County
Estimated valuepricier than$184,40548% of homes52% of homes
Price per ft²pricier than$13864% of homes59% of homes
Living areabigger than1,340 ft²32% of homes42% of homes
Lot sizebigger than0.47 ac56% of homes30% of homes
Year builtnewer than199465% of homes70% of homes

About 3406 Rocky Ridge Dr

How much is 3406 Rocky Ridge Dr, Oxford, AL worth?

The TopHap Estimate for 3406 Rocky Ridge Dr, Oxford, AL is $184,405 as of Jul 14, 2026. The likely range is $155,290 to $213,520. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 3406 Rocky Ridge Dr, Oxford, AL?

3406 Rocky Ridge Dr, Oxford, AL has 6 bedrooms, 2 bathrooms, 1,340 square feet of living space and a 0.47-acre lot.

When was 3406 Rocky Ridge Dr, Oxford, AL built?

3406 Rocky Ridge Dr, Oxford, AL was built in 1994, making it 32 years old. The building has 1 story.

How does 3406 Rocky Ridge Dr, Oxford, AL compare to other homes in Oxford 36203?

Among the 6,970 homes in Oxford 36203, it is worth more than 48% of them ($184,405 against a typical $189,405), its price per square foot is higher than 64% of them ($138 against a typical $123), it is bigger than 32% of them (1,340 ft² against a typical 1,588 ft²), its lot is bigger than 56% of them (0.47 ac against a typical 0.45 ac) and it is newer than 65% of them (1994 against a typical 1983). Measured against all of Talladega County, it is worth more than 52% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

More homes on Rocky Ridge Dr

Closest homes

More homes in Oxford 36203

Explore the area

See this home in context

Open 3406 Rocky Ridge Dr on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map